{"id":879,"date":"2018-09-10T20:16:36","date_gmt":"2018-09-10T11:16:36","guid":{"rendered":"http:\/\/commonstrans.net\/?p=879"},"modified":"2018-09-10T20:16:36","modified_gmt":"2018-09-10T11:16:36","slug":"%eb%b9%84%ec%98%81%eb%a6%ac-%ea%b3%b5%ec%9c%a0-%ea%b8%b0%ec%97%85%ea%b3%bc-%ec%98%81%eb%a6%ac-%eb%aa%a9%ec%a0%81%ec%9d%98-%ea%b3%b5%ec%9c%a0-%ea%b8%b0%ec%97%85-%ec%82%ac%ec%9d%b4%ec%9d%98-%eb%86%80","status":"publish","type":"post","link":"http:\/\/commonstrans.net\/?p=879","title":{"rendered":"\ube44\uc601\ub9ac \uacf5\uc720 \uae30\uc5c5\uacfc \uc601\ub9ac \ubaa9\uc801\uc758 \uacf5\uc720 \uae30\uc5c5 \uc0ac\uc774\uc758 \ub180\ub784\ub9cc\ud55c \ucc28\uc774\ub4e4"},"content":{"rendered":"<hr \/>\n<ul>\n<li>\uc800\uc790\u00a0 : \u00a0\uc904\ub9ac\uc5e3 \uc1fc\uc5b4(Juliet Schor), \ucf00\ube48 \uc2a4\ud0c0\ud06c(Kevin Stark)<\/li>\n<li>\uc6d0\ubb38 :\u00a0<a href=\"https:\/\/blog.p2pfoundation.net\/juliet-schor-on-the-striking-differences-between-nonprofit-and-for-profit-sharing-enterprises\/2017\/08\/20\">\u201cJuliet Schor on the Striking Differences Between Nonprofit and For-profit Sharing Enterprises&#8221;<\/a> (2017.8.20) \/ <a href=\"http:\/\/creativecommons.org\/licenses\/by\/3.0\/us\/\">Creative Commons Attribution 3.0 License<\/a><\/li>\n<li>\uc62e\uae34\uc774 : \ubbfc\uc11c<\/li>\n<\/ul>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2 class=\"0\" style=\"text-align: justify;\">\ube44\uc601\ub9ac \uacf5\uc720 \uae30\uc5c5\uacfc \uc601\ub9ac \ubaa9\uc801\uc758 \uacf5\uc720 \uae30\uc5c5 \uc0ac\uc774\uc758 \ub180\ub784\ub9cc\ud55c \ucc28\uc774\ub4e4\uc5d0 \uad00\ud558\uc5ec<\/h2>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\"><a href=\"https:\/\/www.shareable.net\/users\/kevin-stark\"><u>\ucf00\ube48 \uc2a4\ud0c0\ud06c<\/u><\/a>: \u201c\uacf5\uc720\u201d\ub97c \ucd09\uc9c4\ud558\ub294 \ubaa8\ub4e0 \uae30\uc5c5\uc744 \ub2e8 \ud558\ub098\uc758 \ubc94\uc8fc\ub85c \ubd84\ub958\ud558\ub294 \uac83\uc740 \uc26c\uc6b4 \uc77c\uc785\ub2c8\ub2e4. \uc2e0\uae30\uc220 \ub355\ubd84\uc5d0 \uc0ac\ub78c\ub4e4\uc774 \uac70\uc758 \ubaa8\ub4e0 \uac83\u2014\uba87 \uac00\uc9c0 \uc608\ub97c \ub4e4\uc790\uba74, \uc790\ub3d9\ucc28, \uc8fc\ud0dd, \uc791\uc5c5\uacf5\uac04 \ub4f1\ub4f1\u2014\uc744 \uacf5\uc720\ud558\ub294 \uac83\uc774 \ud6e8\uc52c \ub354 \uc26c\uc6cc\uc84c\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc774 \uc790\uc6d0\uc744 \ud55c\ub370 \ubaa8\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\ub4e4\uc740 \uc2e4\uc81c\ub85c \ubd80\uc871\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc6b0\ubc84(Uber)\uc640 \uc5d0\uc5b4\ube44\uc564\ube44(Airbnb)\uac19\uc740 \uc601\ub9ac\ub97c \ubaa9\uc801\uc73c\ub85c \ud55c \uacf5\uc720 \uacbd\uc81c \ud68c\uc0ac\ub4e4\uacfc \ub3c4\uad6c\ub3c4\uc11c\uad00\ub4e4(tool libraries), \uc2dc\uac04\uc740\ud589\ub4e4(time banks), \uba54\uc774\ucee4\uc2a4\ud398\uc774\uc2a4(makerspace)\uac19\uc740 \ube44\uc601\ub9ac \uadf8\ub8f9\ub4e4 \uc0ac\uc774\uc758 \ubaa9\ud45c\uc5d0\ub294 \ucee4\ub2e4\ub780 \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\uc2a4\ud134 \ub300\ud559 \uc0ac\ud68c\ud559\uacfc \uad50\uc218\uc778 \uc904\ub9ac\uc5e3 \uc1fc\uc5b4\ub294 \uc601\ub9ac \ubaa9\uc801\uc758 \uacf5\uc720 \uadf8\ub8f9\uacfc \ube44\uc601\ub9ac \uacf5\uc720 \uadf8\ub8f9 \uc0ac\uc774\uc758 \uc774\ub7f0 \uae34\uc7a5\uad00\uacc4\ub97c \uc5f0\uad6c\ud569\ub2c8\ub2e4. \uc1fc\uc5b4\ub294 <a href=\"https:\/\/www.bc.edu\/bc-web\/schools\/mcas\/departments\/sociology.html\"><u>\uc774 \uc8fc\uc81c\uc5d0 \uad00\ud55c \ub2e4\uc218\uc758 \uae00<\/u><\/a>\uc5d0\uc11c \uadf8\ub140\uc758 \uc5f0\uad6c\uacb0\uacfc\ub97c \uba74\ubc00\ud558\uac8c \uc18c\uac1c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uba87 \ub144 \uc804\uc5d0 \uadf8\ub140\ub294 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub294 \ub3d9\uae30\ub97c \ubc1d\ud788\uae30 \uc704\ud574 \uc601\ub9ac \ubaa9\uc801\uc758 \uacf5\uc720\ud68c\uc0ac\ub4e4\uc744 \uc774\uc6a9\ud558\uace0 \uc788\ub294 <a href=\"http:\/\/www.newyorker.com\/magazine\/2017\/05\/15\/is-the-gig-economy-working\"><u>\uc218\uc2ed \uba85\uc758 \uc80a\uc740 \uc0ac\ub78c\ub4e4\uc744 \uc778\ud130\ubdf0\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4<\/u><\/a>. \uc6b0\uc120 \uccab\uc9f8\ub85c \uadf8\ub140\ub294 \uc6b0\ubc84\uc640 \uc5d0\uc5b4\ube44\uc564\ube44 \uac19\uc740 \uc601\ub9ac \ubaa9\uc801\uc758 \ud68c\uc0ac\ub4e4\uc740 \ubbf8\uad6d\uc758 \ubd88\ud3c9\ub4f1\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud569\ub2c8\ub2e4. (\uc774\uac83\uc740 \uc1fc\uc5b4\uac00 \ub2e4\ub8e8\uc5c8\ub358 \uc8fc\uc81c\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.) \ud558\uc9c0\ub9cc \uadf8 \ubc16\uc5d0 \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c\uc694? \uc0ac\uc6a9\uc790\ub4e4\uc774 \uac01\uae30 \ub2e4\ub978 \ub3d9\uae30\ub97c \uac00\uc9c4 \uac83\uc77c\uae4c\uc694? \uacc4\uae09\uc801\uc778 \ud639\uc740 \uc778\uad6c\ud559\uc801\uc778 \ucc28\uc774\uc77c\uae4c\uc694? \uc5b4\ub5bb\uac8c \uacbd\uc81c\uac00 \uc9c0\uae08\uc758 \uacf5\uc720 \uc870\uc9c1\uccb4\ub4e4\uc744 \ud615\uc131\ud558\uace0 \ub610 \uacf5\uc720 \uc870\uc9c1\uccb4\ub4e4\uc774 \uacbd\uc81c\ub97c \ud615\uc131\ud55c \uac83\uc778\uac00\uc694? \ub2e4\uc74c\uc740 \uc6b0\ub9ac\uc758 \ub300\ub2f4\uc5d0\uc11c \ubc1c\ucdcc\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\ucf00\ube48 \uc2a4\ud0c0\ud06c: \uc6b0\ubc84 \uac19\uc740 \uc601\ub9ac \ubaa9\uc801\uc758 \ud68c\uc0ac\ub4e4\uc744 \uae0d\uc815\ud558\ub294 \ud55c \uac00\uc9c0 \uc8fc\uc7a5\uc740 \uadf8 \ud68c\uc0ac\ub4e4\uc774 \uc77c\uc744 \ub9c8\ucc30 \uc5c6\uc774 \ucc3e\ub294 \ubc29\ubc95\uc744 \uc81c\uacf5\ud55c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uc904\ub9ac\uc5e3 \uc1fc\uc5b4: \uc774\ub7f0 \ud50c\ub7ab\ud3fc\ub4e4\uc5d0\uc11c \ub3c8\uc744 \ubc8c\uae30 \uc704\ud574 \uc11c\ube44\uc2a4\uc5d0 \uc811\uadfc\ud558\ub294 \uacbd\ub85c\ub294 \ub2e4\ub978 \uc885\ub958\uc758 \uc77c\uacfc \ube44\uad50\ud574\uc11c \uc26c\uc6b4 \ud3b8\uc785\ub2c8\ub2e4. \uc778\ud130\ubdf0 \ub300\uc0c1\uc790\ub4e4\uc774 \uadf8\ub4e4\uc5d0\uac8c \uc804\uacfc\uae30\ub85d\uc774 \uc788\uc5b4\uc11c \ub2e4\ub978 \uc720\ud615\uc758 \uc9c1\uc7a5\uc5d0\uc11c\ub294 \uace0\uc6a9\ub418\uc9c0 \ubabb\ud560\uc9c0\ub77c\ub3c4 \uc774\ub7f0 \ud50c\ub7ab\ud3fc\ub4e4\uc740 \uc774\uc6a9\ud560 \uc218 \uc788\ub2e4\uace0 \uc774\uc57c\uae30\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774 \ud50c\ub7ab\ud3fc\uc5d0 \ubc1b\uc544\ub4e4\uc5ec\uc84c\ub2e4\ub294 \ubc14\ub85c \uadf8\uac83\uc774 \ub2f9\uc2e0\uc774 \uc77c\uc744 \uc5bb\uc744 \uac83\uc784\uc744 \uc758\ubbf8\ud558\uc9c0\ub294 \uc54a\ub294\ub2e4\ub294 \ub2e4\ub978 \uba74\uc774 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.taskrabbit.com\/\"><u>\ud0dc\uc2a4\ud06c\ub798\ube57<\/u><\/a>\uc740 \uc2dc\uac04\ub2f9 \uae09\uc5ec\uac00 \uc544\uc8fc \ub192\uc2b5\ub2c8\ub2e4. \uc2dc\uac04\ub2f9 100\ub2ec\ub7ec\uc5d0\uc11c 150\ub2ec\ub7ec\ub97c \ubc84\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc788\uc9c0\ub9cc \ub2f9\uc2e0\uc774 \uc77c\uc744 \uc5bb\uc73c\ub9ac\ub77c\ub294 \ubcf4\uc7a5\uc740 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uc6b0\ub9ac\ub294 \uadf8 \ud68c\uc0ac\ub85c\ubd80\ud130 \ub370\uc774\ud130\ub97c \ubc1b\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4\ub9cc \uc81c \uac10\uc73c\ub85c\ub294 \ud68c\uc0ac\uac00 \uc2b9\uc790\ub3c5\uc2dd \ubaa8\ub378\ucc98\ub7fc \uc791\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc\uc5d0 \ub4f1\ub85d\ud55c \uc0ac\ub78c\ub4e4 \uac00\uc6b4\ub370 \uc77c\ubd80\ub294 \uc798 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc88b\uc740 \ud3c9\uac00\ub97c \ubc1b\uace0 \ub9ce\uc740 \uc77c\uc744 \ud569\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \ub9ce\uc774 \uace0\uc6a9\ub429\ub2c8\ub2e4. <a href=\"https:\/\/ko.airbnb.com\/?af=43720035&amp;atlastest5=true&amp;c=A_TC%3Dta2zq9t9w9%26G_MT%3De%26G_CR%3D191568602767%26G_N%3Dg%26G_K%3Dairbnb.%26G_P%3D%26G_D%3Dc%26%24pi%3A0.pk%3A25650614176_191568602767_c_59096482055&amp;gclid=Cj0KCQjwwLHLBRDEARIsAN1A1Q4H1m3xa9o0Mr1XC\"><u>\uc5d0\uc5b4\ube44\uc564\ube44<\/u><\/a>\uc5d0\uc11c \ub2f9\uc2e0\uc740 \ub2f9\uc2e0\uc758 \uc8fc\ud0dd\uc744 \uba85\ub2e8\uc5d0 \uc62c\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc6b0\ub9ac\uac00 \uc54c\uac8c \ub41c \uac83\uc740 \ub2f9\uc2e0\uc758 \uc778\uc885\uacfc \uad50\uc721\uc218\uc900\uc774 \uc0ac\ub78c\ub4e4\uc774 \uadf8\uacf3\uc744 \uc608\uc57d\ud558\uae30\ub97c \uacb0\uc815\ud558\ub294 \ub370 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc720\uc0c9\uc778\uc758 \ube44\uc728\uc774 \ubcf4\ub2e4 \ub192\uc740 \uc9c0\uc5ed\uc5d0 \uc0ac\ub294 \uc0ac\ub78c\ub4e4\uc740 \uc608\uc57d\uc744 \ub354 \uc801\uac8c \ubc1b\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \ub354 \ub0ae\uc740 \ud3c9\uc744 \ubc1b\uace0 \ub354 \ub0ae\uc740 \uac00\uaca9\uc744 \ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\ucf00\ube48 \uc2a4\ud0c0\ud06c: \ub2f9\uc2e0\uc740 \uc6b0\ubc84 \ub4f1\uc774 <a href=\"http:\/\/www.bc.edu\/content\/dam\/files\/schools\/cas_sites\/sociology\/pdf\/SharingEconomyInequality.pdf\"><u>\ubd88\ud3c9\ub4f1\uc5d0 \uae30\uc5ec\ud558\uace0<\/u><\/a> \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub204\uac00 \ubc00\ub824\ub098\uace0 \uc788\uc2b5\ub2c8\uae4c?<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uc904\ub9ac\uc5e3 \uc1fc\uc5b4: \uc774 \uacb0\ub860\uc740 \uc644\uc804\ud55c \uacbd\uc81c \ubd84\uc11d\uc758 \uc131\uacfc\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uadf8\uac83\uc740 \uac1c\ubcc4\uc801\uc778 \uc218\uc900\uc5d0\uc11c \ub3d9\ud559\uc744 \uac80\ud1a0\ud558\uace0 \uadf8\uac83\uc744 \uae30\ubc18\uc73c\ub85c \uc644\uc804\ud55c \uacbd\uc81c \uc218\uc900\uc5d0\uc11c \uc77c\uc5b4\ub098\uace0 \uc788\uc744\uc9c0\ub3c4 \ubaa8\ub974\ub294 \uac83\uc5d0 \ub300\ud574 \ucd94\uc815\ud558\ub294 \uc6b0\ub9ac\uc758 \uc5f0\uad6c\uc5d0\uc11c \ub3c4\ucd9c\ub41c \uac83\uc785\ub2c8\ub2e4. \uacfc\uac70\uc5d0 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \ud50c\ub7ab\ud3fc\uc5d0 \uc62c\ub77c \uc788\ub294 \uc720\ud615\uc758 \uc77c\uc5d0 \uc885\uc0ac\ud558\uc9c0 \uc54a\uc558\uc744 \uac83\uc785\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc\uc740 \ucc98\uc74c\ubd80\ud130 \uba4b\uc9c0\uace0 \uae30\uc220\uc801\uc73c\ub85c \uc55e\uc11c\uba74\uc11c \uc0dd\ud0dc\ud559\uc801\uc73c\ub85c \uc720\uc6a9\ud55c \uac83\uc73c\ub85c \uc2dc\uc7a5\uc5d0 \uc720\ud1b5\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc\uc740 \uacf5\ub3d9\uc758 \uc774\uc775 \ub2f4\ub860\uacfc \uae34\ubc00\ud55c \uad00\uacc4\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\ub9ce\uc740 \ud50c\ub7ab\ud3fc\ub4e4\uc774 \uacbd\uae30\uac00 \ud6c4\ud1f4\ud558\ub294 \ub3d9\uc548 \ub4f1\uc7a5\ud588\uace0 \uc80a\uace0 \uad50\uc721\uc744 \ub9ce\uc774 \ubc1b\uc740 \ubc31\uc778 \uc9d1\ub2e8\uc744 \uace0\uac1d\uc73c\ub85c, \ub354\uc6b1 \uc911\uc694\ud558\uac8c\ub294 \uc77c\ud574\uc11c \ub3c8\uc744 \ubc84\ub294 \uc0ac\ub78c\ub4e4\ub85c \ub04c\uc5b4\ub4e4\uc600\uc2b5\ub2c8\ub2e4. \uc81c \uc0dd\uac01\uc5d0, \ud50c\ub7ab\ud3fc\uc740 \uc721\uccb4\ub178\ub3d9\uc790\uc758 \uc77c\uacfc \uc5ec\uc131\ub4e4\uc758 \uc800\uc784\uae08\uc9c1 \uc77c\uc5d0 \ub300\ud55c \ubd80\uc815\uc801\uc778 \ud3c9\uac00\ub97c \uc81c\uac70\ud588\uc2b5\ub2c8\ub2e4. \ud0dc\uc2a4\ud06c\ub798\ube57\uc5d0\ub294 \uc9d1\uc548 \uccad\uc18c\ub97c \ud558\uace0 \uc788\ub294 \ub300\ud559 \ud559\uc704 \uc18c\uc9c0\uc790\ub4e4\uc774\ub098 \uc790\uc804\uac70 \ubc30\ub2ec\uc6d0\uc778 \ud559\uc0dd\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc774 \ud558\ub294 \uc77c\uc740 \u00b7\u00b7\u00b7 \ub300\ud559 \ud559\uc704\ub97c \uac00\uc9c0\uc9c0 \uc54a\uc558\ub358 \uc0ac\ub78c\ub4e4\uc774 \uc804\ud1b5\uc801\uc73c\ub85c \ud574\uc628 \uc77c\uc785\ub2c8\ub2e4. \uadf8\ub4e4 \uc911 \uc77c\ubd80\ub294 \uc774\ub7ec\ud55c \uc0ac\ud68c\uc801 \uc9c0\uc704 \ubb38\uc81c\uc5d0 \uad00\ud574 \uc774\uc57c\uae30\ud569\ub2c8\ub2e4. \uacfc\uac70\uc5d0 \uc774\ub7f0 \uc720\ud615\uc758 \uc77c\uc744 \ud588\ub358 \ub178\ub3d9\ub825\uacfc \ube44\uad50\ud560 \ub54c \uc774\ub4e4\uc740 \uc544\uc8fc \ub9ce\uc740 \uad50\uc721\uc744 \ubc1b\uc740, \uc0c1\ub300\uc801\uc73c\ub85c \ud2b9\uad8c\uc744 \uac00\uc9c4 \uc0ac\ub78c\ub4e4 \uc9d1\ub2e8\uc785\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\ucf00\ube48 \uc2a4\ud0c0\ud06c: \ud68c\uc0ac\ub4e4\uc774 \ub3c8\uc744 \ubc8c\uae30 \uc704\ud55c \uc778\uc13c\ud2f0\ube0c\uc5d0\uc11c \uadf8\uac83\uc774 \uc720\ub798\ub418\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud558\uc2ed\ub2c8\uae4c, \uc544\ub2c8\uba74 \uc6b0\ub9ac \uc0ac\ud68c\uc758 \ubc18\uc601\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc2ed\ub2c8\uae4c?<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uc904\ub9ac\uc5e3 \uc1fc\uc5b4: \ub354 \ud070 \ub9e5\ub77d\uc740 \uacbd\uc81c\uc785\ub2c8\ub2e4. \uc774 \ub098\ub77c\uc5d0\uc11c \ubd88\ud3c9\ub4f1\uc758 \uc99d\uac00\ub294 80%-20% \ud604\uc0c1\uc5d0\uc11c \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc81c \uc774\uc57c\uae30\ub294 \uc544\ub798\ucabd 80% \uc548\uc5d0\uc11c\uc758 \ubd88\ud3c9\ub4f1\uc5d0 \uad00\ud55c \uac83\uc785\ub2c8\ub2e4. \uc77c\uc5b4\ub098\uace0 \uc788\ub294 \uc77c\uc740, \uc80a\uc740\uc774\ub4e4\uc5d0\uac8c \uc784\uae08 \uc815\uccb4\uc758 \ubb38\uc81c\uac00 \uc788\uac70\ub098 \ub192\uc740 \ucc44\ubb34\uc758 \ubb38\uc81c\uac00 \uc788\uc744 \ub54c\u2015\uad50\uc721 \ubd80\ucc44, \uacbd\uc81c\uc801 \uae30\ud68c\uc758 \uacb0\ud54d, \ub192\uc740 \uc774\ub3d9\uc131\uc744 \uc9c0\ub2cc \uc591\uc9c8\uc758 \uc815\uaddc\uc9c1 \uc77c\uc790\ub9ac\uc758 \ubd80\uc871 \ub4f1\u2015\uadf8\ub54c \uc774 \ub300\ud559 \uad50\uc721\uc744 \ubc1b\uc740 \uc80a\uc740\uc774\ub4e4\uc740 \uacfc\uac70\uc5d0 \uadf8 \uc704\uce58\uc5d0 \uc788\ub358 \uc0ac\ub78c\ub4e4\uacfc \ube44\uad50\ud574\uc11c \ud55c\uce35 \uc801\uc740 \uae30\ud68c\uc640 \uc9c1\uba74\ud55c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub7f0 \uc774\uc720\ub85c \uadf8\ub4e4\uc740 \ub354 \ub9ce\uc740 \uae30\ud68c\ub97c \uc5bb\uae30 \uc704\ud574, \uc790\uc2e0\ub4e4\uc758 \uc0c1\ud669\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 \ub178\ub825\ud560 \uc218\ubc16\uc5d0 \uc5c6\ub294 \uc0c1\ud669\uc5d0 \ucc98\ud558\uac8c \ub418\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\ud68c\uc0ac\ub4e4\uc774 \ub4f1\uc7a5\ud574\uc11c \ub9d0\uc774 \ub418\ub294 \ubb34\uc5b8\uac00\u2014\uadf8\uac83\uc740 \uadf8\ub4e4\uc758 \uc9c0\uc704\uc640 \uc0c1\ucda9\ub418\uc9c0\ub3c4 \uc54a\uc2b5\ub2c8\ub2e4\u2014\ub97c \uadf8\ub4e4\uc5d0\uac8c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub2f9\uc2e0 \uc9c8\ubb38\uc5d0 \ub2f5\ud558\uc790\uba74, \uc2e4\uc81c\ub85c \ub458 \ub2e4\uc785\ub2c8\ub2e4. \uc800\ub294 \uc911\uc0b0\uce35\uc758 \ucd95\uc18c, \uc774\ub3d9\uc131 \uac10\uc18c, \uc784\uae08 \uc815\uccb4, \uc800\uc131\uc7a5\uacfc \ube44\uace0\uc6a9(\uc2e4\uc5c5)\uc774\ub77c\ub294 \uad11\ubc94\uc704\ud55c \uacbd\uc81c\uc801 \ub3d9\ud5a5, \uc774 \ubaa8\ub4e0 \uc798 \uc54c\ub824\uc9c4 \ub3d9\ud5a5\uc740 \uc5b4\ub5bb\uac8c \uc774 \ud50c\ub7ab\ud3fc\ub4e4\uc774 \uc2dc\uc7a5\uc5d0 \ub4f1\uc7a5\ud558\uac8c \ub410\ub294\uc9c0\ub97c \uc774\ud574\ud558\ub294 \ub370 \uc911\uc694\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc\ub4e4\uc740 \uacbd\uae30 \uce68\uccb4\uac00 \uae4a\uc5b4\uc9c0\ub294 \ub3d9\uc548 \ub4f1\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc744 \uace0\uc6a9\ud558\uace0\uc790 \ud558\ub294 \ud68c\uc0ac\uc5d0\uac8c\ub294 \ub9e4\uc6b0 \uc720\ub9ac\ud569\ub2c8\ub2e4. \ud68c\uc0ac\ub4e4\uc740 \ucd94\uac00\ub85c \ub3c8\uc744 \uc9c0\ubd88\ud560 \ud544\uc694 \uc5c6\uc774 \ub192\uc740 \uc790\uaca9\uc744 \uac16\ucd98 \uc0ac\ub78c\ub4e4\uc744 \ub354 \ub9ce\uc774 \ud655\ubcf4\ud560 \uac83\uc785\ub2c8\ub2e4. \uadf8\uac83\uc740 \ubd88\ud669\uae30\uc5d0 \ubc1c\uc0dd\ud558\ub294 \ud3ed\ud3ec\ud6a8\uacfc\uc785\ub2c8\ub2e4. \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uc544\ub798\ub85c \ubc00\ub824\ub098\uc9c0\ub9cc, \uadf8\uac83\uc740 \ub9c8\uce58 \uc0ac\ub2e4\ub9ac\uc640 \uac19\uc544\uc11c \uc81c\uc77c \ubc11\uc5d0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc774 \ub0b4\ub3d9\ub315\uc774\ucc98\uc9d1\ub2c8\ub2e4. \ubc18\ub300 \ubc29\ud5a5\uc73c\ub85c \uc6c0\uc9c1\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc0c1\ud669\uc774 \uac1c\uc120\ub418\uace0 \ub178\ub3d9 \uc2dc\uc7a5\uc5d0 \ub178\ub3d9\ub825\uc774 \ubd80\uc871\ud560 \ub54c \uc0ac\ub78c\ub4e4\uc740 \uc704\ub85c \uc62c\ub77c\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\ucf00\ube48 \uc2a4\ud0c0\ud06c: \uc6b0\ub9ac\ub294 \uc601\ub9ac\ub97c \ucd94\uad6c\ud558\ub294 \ud68c\uc0ac\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ub97c \ub098\ub204\uc5c8\uc2b5\ub2c8\ub2e4\ub9cc, \ube44\uc601\ub9ac \ud68c\uc0ac\ub4e4\u2014\uc528\uc557 \uc740\ud589, \uc2dc\uac04\uc740\ud589, \uba54\uc774\ucee4\uc2a4\ud398\uc774\uc2a4\ub4e4\u2014\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc5b4\ub5a4 \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\uae4c?<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uc904\ub9ac\uc5e3 \uc1fc\uc5b4: \uc6b0\ub9ac\ub294 \uc2dc\uac04\uc740\ud589\u2022\uba54\uc774\ucee4\uc2a4\ud398\uc774\uc2a4\u2022\uc74c\uc2dd\uad50\ud658 \ubc0f \uc6b0\ub9ac\uac00 \uc5f4\ub9b0 \ud559\uc2b5(open learning), \ud504\ub9ac \uc628\ub77c\uc778 \uad50\uc721\uc790\uc6d0\uc774\ub77c \ubd80\ub974\ub294 \uac83\uacfc \uac19\uc740 \ube44\uc601\ub9ac \uacf5\uc720 \uae30\ud68d\ub4e4\uc744 \uc5f0\uad6c\ud568\uc73c\ub85c\uc368 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ube44\uc601\ub9ac \ud68c\uc0ac\ub4e4\uc740 \ub300\uc548\uc801 \ud615\ud0dc\uc758 \uad50\ud658, \uc2dc\uc7a5 \ud639\uc740 \uc0ac\ud68c\uc801 \uc2e4\ucc9c\ub4e4\uc744 \ucc3d\ucd9c\ud558\ub294 \uac83\uc5d0 \uad00\ud55c \uc544\uc774\ub514\uc5b4\ub85c \uc2dc\uc791\ud569\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc0ac\ub78c\ub4e4\uc774 \ube44\uc601\ub9ac \ud68c\uc0ac\ub4e4\uacfc \uc774\ub370\uc62c\ub85c\uae30\uc801\uc73c\ub85c \ub3d9\uc77c\ud55c \ud0dc\ub3c4\ub97c \ucde8\ud558\uae30 \ub54c\ubb38\uc5d0 \uc774\ub4e4 \uacf5\uac04\uc5d0 \ucc38\uc5ec\ud558\uac70\ub098 \ub4f1\ub85d\ud55c\ub2e4\ub294 \uac83\uc744 \uc54c\uc544\ub0c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uc608\ub97c \ub4e4\uc5b4 \uc2dc\uac04\uc740\ud589\uc758 \uacbd\uc6b0, \uadf8\ub4e4\uc740 \ubaa8\ub4e0 \uc0ac\ub78c\uc758 \uc2dc\uac04\uc774 \ub611\uac19\uc774 \ud3c9\uac00\ub418\ub294 \uac83\uc740 \ud6cc\ub96d\ud55c \uc544\uc774\ub514\uc5b4\uc774\uba70 \uc11c\ube44\uc2a4\ub294 \ubb3c\ubb3c\uad50\ud658\ub420 \uc218 \uc788\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \ubb3c\ubb3c\uad50\ud658 \ub418\ub294 \uc11c\ube44\uc2a4\ub97c \ud544\uc694\ub85c \ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \uc2dc\uac04\uc740\ud589\uc744 \uc790\uc6d0\ubd09\uc0ac \ud65c\ub3d9\ucc98\ub7fc \uc0dd\uac01\ud569\ub2c8\ub2e4. \ubb3c\ubb3c\uad50\ud658 \ub418\ub294 \uc11c\ube44\uc2a4\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ubb34\uc5b8\uac00\ub97c \uc8fc\uc9c0\ub9cc \uadf8 \uc218\uc785\uacfc \uc9c0\ucd9c\uc774 \ubc18\ub4dc\uc2dc \ud604\uae08\ud654\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc0ac\ub78c\ub4e4\uc740 \uadf8\ub4e4\uc774 \uc81c\uacf5\ud558\uace0 \uc788\ub294 \uc11c\ube44\uc2a4\uac00 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\uc640 \ub3d9\uc77c\ud55c \uac00\uce58\ub97c \uac00\uc9c4\ub2e4\ub294 \uc0dd\uac01\uc744 \uc88b\uc544\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4 \uc911 \uc77c\ubd80\ub294 \ub9c8\uc0ac\uc9c0 \uce58\ub8cc\uc0ac\ub098 \uc694\uac00 \uc120\uc0dd\ub2d8 \ub4f1 \ud63c\uc790 \uc77c\ud558\ub294 \uc0ac\ub78c\ub4e4\uc785\ub2c8\ub2e4. \uc2dc\uac04\uc740\ud589\uc5d0\uc11c\ub294 \uc6b4\uc804\uc744 \ud558\uac70\ub098 \uac1c\ub97c \uc0b0\ucc45\uc2dc\ud0a4\ub294 \uac83\uacfc \uac19\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uae30\uc220\uc740 \uc2dc\uac04\ub2f9 10\ub2ec\ub7ec~15\ub2ec\ub7ec\uc758 \uacbd\uc81c\uc801 \uac00\uce58\ub97c \uac00\uc9d1\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc694\uac00 \uc120\uc0dd\ub2d8\uc774\ub098 \ub9c8\uc0ac\uc9c0 \uc120\uc0dd\ub2d8\uc740 75\ub2ec\ub7ec\uc5d0\uc11c 80\ub2ec\ub7ec\uc758 \uc694\uae08\uc744 \uccad\uad6c\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4. \uc11c\ub85c \ub2e4\ub978 \ud3c9\uac00\uc561\uc218 \ub54c\ubb38\uc5d0 \uc2dc\uac04\uc740\ud589\uc740 \uc544\uc8fc \uc798 \uc9c4\ud589\ub418\uc9c0\ub294 \uc54a\uc558\uc73c\ub098, \ubaa8\ub4e0 \uc0ac\ub78c\uc758 \uc2dc\uac04\uc774 \ub3d9\ub4f1\ud558\ub2e4\ub294 \uc0dd\uac01\uc740 \uc0ac\ub78c\ub4e4\uc758 \uc2dc\uac04\uc774 \ud3c9\uac00\ub418\ub294 \ubc29\uc2dd\uc5d0 \ucee4\ub2e4\ub780 \ubd88\ud3c9\ub4f1\uc774 \uc874\uc7ac\ud558\ub294 \uc2dc\uc7a5\uc73c\ub85c\ubd80\ud130\uc758 \uc911\uc694\ud55c \ub3c4\uc57d\uc785\ub2c8\ub2e4. \uacc4\uae09 \ud3b8\uacac \ub610\ud55c \uc788\uc5b4\uc11c \uc774 \ud3b8\uacac\uc774 \uc791\uc6a9\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc11c\ud22c\ub978 \ubb38\ubc95\uc744 \uad6c\uc0ac\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774\ub098 \uc800\uc9c8 \uc6f9\uc0ac\uc774\ud2b8\ub4e4\uc740 \ubb34\uc2dc\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud55c\ud3b8\uc73c\ub85c \uc0ac\ub78c\ub4e4\uc740 \uadf8\ub4e4\uc774 \uc544\ub9c8\ucd94\uc5b4 \uc2dc\uc7a5\uc73c\ub85c \ub4e4\uc5b4\uac00\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\uc9c0\ub9cc \ub2e4\ub978 \ud55c\ud3b8\uc73c\ub85c \uadf8\ub4e4\uc740 \uc880 \ub354 \uc804\ubb38\uc801\uc778 \uc5b4\ub5a4 \uac83\uc744 \uc6d0\ud569\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\ucf00\ube48 \uc2a4\ud0c0\ud06c: \ub2f9\uc2e0\uc774 \uc870\uc9c1\ud654\ud558\ub294 \ub178\uc120\ub4e4 \uac00\uc6b4\ub370 \ud558\ub098\ub294 \uacf5\uc775\uc774\ub77c\ub294 \uc544\uc774\ub514\uc5b4\ub97c \uc911\uc2ec\uc73c\ub85c \ud558\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ud50c\ub7ab\ud3fc\uc744 \uacf5\uc720\ud558\ub294 \uac83\uc740 \u201c\uacf5\uacf5\uc758 \uc774\uc775\u201d\uc744 \uc704\ud574\uc11c\ub3c4 \uae30\ub2a5\ud560 \uc218 \uc788\ub2e4\uace0 \uc4f0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ubc84\uc640 \uc5d0\uc5b4\ube44\uc564\ube44\uc758 \uaddc\ubaa8\uc5d0\uc11c\ub294 \uc5b4\ub5bb\uc2b5\ub2c8\uae4c?<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uc904\ub9ac\uc5e3 \uc1fc\uc5b4: \ub9ce\uc740 \ube44\uc601\ub9ac \ud68c\uc0ac\ub4e4\uc758 \uacbd\uc6b0\uc5d0\ub294 \uaddc\ubaa8\uc758 \ubb38\uc81c\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ube44\uc601\ub9ac \ud68c\uc0ac\ub4e4\uc740 \uc9c0\uc5ed \uaddc\ubaa8\ub85c \uacc4\ud68d\ub429\ub2c8\ub2e4. \uc77c\ubd80\ub294 \uc2dc\uac04\uc740\ud589\ucc98\ub7fc \ub300\uba74 \uc11c\ube44\uc2a4\ub97c \ubaa9\uc801\uc73c\ub85c \ud569\ub2c8\ub2e4. \ud55c\ud3b8 \ub2f9\uc2e0\uc5d0\uac8c \uc9c0\uc5ed \uc120\ud0dd\ubaa9\ub85d\uc744 \uc8fc\ub294 \uc571\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ubc84 \uc571\uc774 \ub2f9\uc2e0 \uc8fc\ubcc0\uc5d0 \uc788\ub294 \ubaa8\ub4e0 \ucc28\ub7c9\uc744 \ub2f9\uc2e0\uc5d0\uac8c \ubcf4\uc5ec\uc8fc\ub294 \uac83\ucc98\ub7fc \ub9d0\uc774\uc8e0. \ub2f9\uc2e0\uc740 \uc2dc\uac04\uc740\ud589\uc758 \uacbd\uc6b0\uc5d0\ub3c4 \uadf8\uc640 \uac19\uc740 \uac83\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub2f9\uc2e0\uc740 \uc9c0\uc5ed \uc0ac\uc815\uc744 \uac10\uc548\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 \uc77c\ubc18\uc801\uc778 \ub178\ub3d9 \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud558\uae30 \uc704\ud574 \uc774\ub8e8\uc5b4\uc9c4 \ube44\uc601\ub9ac\uc801 \ub178\ub825\u2015\uac00\ub839 \uc77c\ubc18\uc801\uc778 \ub178\ub3d9 \ud50c\ub7ab\ud3fc\uc774 \ub418\ub824\ub294 \ubaa9\uc801\uc744 \uac00\uc9c4 <a href=\"https:\/\/www.shareable.net\/blog\/how-to-crowdfund-a-platform-cooperative-like-a-human\"><u>\ub85c\ucf54\ub178\ubbf9\uc2a4<\/u><u>(Loconomics)<\/u><\/a>\ub098 \uc9c0\ubc29\uc790\uce58\ub2e8\uccb4\uac00 \ub178\ub3d9 \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc744 \uc2dc\uc791\ud588\ub358 \uc601\uad6d\uc758 \ud55c \ud30c\uc77c\ub7ff \ud504\ub85c\uadf8\ub7a8\u2015\uacfc \uad00\ub828\ud558\uc5ec \ub610 \ud558\ub098 \uc0dd\uac01\ud560 \uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uadf8 \uc544\uc774\ub514\uc5b4\ub294, \ub05d\ub9c8\uce60 \uc77c\uc774 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc5ec\uac00\uc2dc\uac04\uc744 \uac00\uc9c0\uace0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc744 \uace0\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\u2014\uc77c\uc885\uc758 \ube44\uc601\ub9ac \ud0dc\uc2a4\ud06c\ub798\ube57\u2014\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ub450 \uac00\uc9c0 \ubb38\uc81c\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \ub9cc\uc57d \ub2f9\uc2e0\uc774 \uc2dc\uc7a5\uc5d0\uc11c \uc548\uc815\uc801\uc774\uc9c0 \uc54a\ub2e4\uba74\u2015\ub178\ub3d9\uc2dc\uc7a5\uc774 \ucde8\uc57d\ud558\uba74 \uadf8\ub807\uc2b5\ub2c8\ub2e4\u2015\ud50c\ub7ab\ud3fc\uc774 \uc791\ub3d9\ud558\ub294 \uac83\uc740 \uc5b4\ub824\uc6b8 \uac83\uc785\ub2c8\ub2e4. \ud0dc\uc2a4\ud06c\ub798\ube57\uc740 \uc77c\ubd80 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud2b9\uad8c\uc744 \uc8fc\ub294 \uc54c\uace0\ub9ac\uc998\uc744 \uac00\uc9c0\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uadf8 \uc77c\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ube44\uc601\ub9ac \ud68c\uc0ac\ub294 \uadf8\ub7f0 \uc2dd\uc73c\ub85c \uc791\uc6a9\ud558\uae38 \uc6d0\uce58 \uc54a\uc2b5\ub2c8\ub2e4. \uc18c\uc218\uc758 \uc0ac\ub78c\ub4e4\ub9cc \uc77c\uc744 \uc5bb\ub294 \uc54c\uace0\ub9ac\uc998\uc744 \uc6d0\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub458\uc9f8 \ubb38\uc81c\ub294, \uc77c\ubc18\uc801\uc778 \ub178\ub3d9 \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc758 \uacbd\uc6b0\uc5d0\ub294 \uac01 \ub178\ub3d9 \uc720\ud615\uc758 \ud2b9\uc218\ud55c \uc694\uad6c\uc5d0 \ub9de\ucd9c \uc218 \uc5c6\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ud558\ub098\uc758 \uc0ac\uc774\uc988\uac00 \ubaa8\ub450\uc5d0\uac8c \uc801\uc6a9\ub418\ub294 \uc2dc\uc7a5\uc740 \uadf8\ub2e4\uc9c0 \uc798 \ub3cc\uc544\uac00\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\ucf00\ube48 \uc2a4\ud0c0\ud06c: \uc564\ub4dc\ub958 \uc598\ub85c\uc6b0(Andrew Yarrow)\uc758 \u300e\uac80\uc57d\u300f(Thrift)\uc5d0 \ub300\ud55c \ub2f9\uc2e0\uc758 <a href=\"https:\/\/www.nytimes.com\/2015\/03\/22\/books\/review\/thrift-by-andrew-l-yarrow.html?_r=1\"><u>\ube44\ud310<\/u><\/a>\uc740 \uadf8\uac00 \uac80\uc57d\uc6b4\ub3d9\uc774 \ucc38\uc5ec\uc790\ub4e4\uc5d0\uac8c \ubb34\uc2a8 \uc758\ubbf8\uc600\ub294\uc9c0\ub97c \uc774\ud574\ud560 \uc815\ub3c4\ub85c \ucda9\ubd84\ud788 \uae4a\uc774 \ud30c\uace0\ub4e4\uc9c0 \uc54a\uc558\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc6b0\ubc84\uc640 \uc5d0\uc5b4\ube44\uc564\ube44 \uc0ac\uc6a9\uc790\ub4e4\uc5d0\uac8c \ub3d9\uae30\ub97c \ubd80\uc5ec\ud558\ub294 \uac83\uc740 \ubb34\uc5c7\uc785\ub2c8\uae4c? \uadf8\uac83\uc740 \ub3c4\uad6c\ub3c4\uc11c\uad00 \uc0ac\uc6a9\uc790\uc758 \uacbd\uc6b0\uc640 \ub2e4\ub978\uac00\uc694?<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\u00a0<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uc904\ub9ac\uc5e3 \uc1fc\uc5b4: \ube44\uc601\ub9ac \ud68c\uc0ac\ub4e4\uc774 \uac00\uc9c0\uace0 \uc788\ub294 \uba87 \uac00\uc9c0 \uacf5\ud1b5\uc774\uc775 \uc8fc\uc7a5\ub4e4\uc774 \uc0ac\ub78c\ub4e4\uc758 \ub3d9\uae30\ub97c \uc720\ubc1c\ud569\ub2c8\ub2e4. \ud55c \uac00\uc9c0\ub294 \uc0dd\ud0dc\ud559\uc801 \uc8fc\uc7a5\uc785\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \uc774\ub7f0 \uac83\ub4e4\uc774 \uc0dd\ud0dc \ubc1c\uc790\uad6d\uc744 \uac00\uae09\uc801 \ub35c \ub0a8\uae30\uba74\uc11c \uc77c\ud558\ub294 \ubc29\uc2dd\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub450 \ubc88\uc9f8 \uc8fc\uc7a5\uc740 \uc0ac\ud68c\uc640 \uad00\ub828\ub418\ub294\ub370\uc694, \uc0ac\ud68c\uc801 \uc5f0\uad00\uc744 \ub9fa\uc5b4\uc8fc\uac70\ub098 \uc544\ub2c8\uba74 \uc2dc\uac04\uc740\ud589\uc758 \uacbd\uc6b0\ucc98\ub7fc \ubd88\ud3c9\ub4f1\uc744 \uac10\uc18c\uc2dc\ud0a8\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uadf8\uac83\uc740 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc911\uc694\ud569\ub2c8\ub2e4. \ube44\uc778\uac04\uc801\uc778 \ub300\uae30\uc5c5\uc744 \ube44\ud310\ud558\uace0, \uc9c0\uc5ed\uc801\uc778 \uac83, \uc9c1\uc811 \ub300\uba74\ud558\ub294 \uac83, \uac1c\uac1c\uc778\uc758 \ud2b9\uc131\uc5d0 \ub9de\ucd94\ub294 \uac83\uc744 \uc120\ud638\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uac70\uc758 \ubbf8\ud559\uc801\uc778 \ucc28\uc6d0\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc774 \ucc28\uc6d0\uc740 \ub450 \uc720\ud615\uc758 \ud50c\ub7ab\ud3fc \ubaa8\ub450\uc5d0\uc11c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc904\uace7 \uc911\uc694\ud588\uc2b5\ub2c8\ub2e4. \uc77c\ubd80 \uc601\ub9ac\ub97c \ubaa9\uc801\uc73c\ub85c \ud55c \ud50c\ub7ab\ud3fc\uc5d0\uc11c\ub3c4 \uc774 \ucc28\uc6d0\uc744 \ubcf4\uac8c \ub429\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ud638\ud154 \uccb4\uc778\uc810\ubcf4\ub2e4 \uc5d0\uc5b4\ube44\uc564\ube44\ub97c \uc120\ud0dd\ud55c\ub2e4\uba74 \ub9d0\uc774\uc8e0.<\/p>\n<p class=\"0\" style=\"text-align: justify;\">\uc774\uac83\uc774 \uc6b0\ub9ac\uac00 \ubc1c\uacac\ud55c \uc8fc\uc694\ud55c \ub3d9\uae30\uc785\ub2c8\ub2e4. \uc74c\uc2dd\uad50\ud658\uc6b4\ub3d9\uc758 \uacbd\uc6b0, \uc0b0\uc5c5\uc2dd\ud488 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \ube44\ud310\uc774 \ub4e4\uc5b4\uc788\uc2b5\ub2c8\ub2e4. \uc601\ub9ac\ub97c \ubaa9\uc801\uc73c\ub85c \ud55c \uae30\uc5c5\uc758 \uacbd\uc6b0 \ucd5c\uace0\uc758 \ub3d9\uae30\ub294 \ub3c8\uc785\ub2c8\ub2e4. \ubb3c\ub860 \ub2e4\ub978 \ub3d9\uae30\ub4e4\ub3c4 \uc5c6\uc9c4 \uc54a\uc2b5\ub2c8\ub2e4. \uc5d0\uc5b4\ube44\uc564\ube44\uc758 \uacbd\uc6b0 \uc0ac\ub78c\ub4e4\uc740 \uadf8\uac83\uc774 \uac74\uc124\ub418\ub294 \ud638\ud154\uc758 \uc218\ub97c \uc904\uc774\ub294 \ud6a8\uacfc\ub97c \ub0b3\uae30 \ub54c\ubb38\uc5d0 \uc0dd\ud0dc \ubc1c\uc790\uad6d\uc744 \uc904\uc774\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. 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