{"id":653,"date":"2018-08-18T18:39:31","date_gmt":"2018-08-18T09:39:31","guid":{"rendered":"http:\/\/commonstrans.net\/?p=653"},"modified":"2018-08-18T18:47:34","modified_gmt":"2018-08-18T09:47:34","slug":"%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89-%eb%94%94%ec%a7%80%ed%84%b8-%ed%86%b5%ed%99%94-%ec%9d%80%ed%96%89%ec%97%85%ec%9d%98-%ed%98%81%eb%aa%85%ec%9d%b8%ea%b0%80","status":"publish","type":"post","link":"http:\/\/commonstrans.net\/?p=653","title":{"rendered":"\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 &#8211; \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00?"},"content":{"rendered":"<hr \/>\n<ul>\n<li>\uc800\uc790\u00a0 :\u00a0 Ellen Brown<\/li>\n<li>\uc6d0\ubb38 :\u00a0<a href=\"https:\/\/blog.p2pfoundation.net\/central-bank-digital-currencies-a-revolution-in-banking\/2016\/09\/21\">\u201cCentral Bank Digital Currencies: A Revolution in Banking?\u201d<\/a> (2016.9.21) \/ <a href=\"http:\/\/creativecommons.org\/licenses\/by\/3.0\/us\/\">Creative Commons Attribution 3.0 License<\/a><\/li>\n<li>\uc815\ub9ac\uc790 : \uc815\ubc31\uc218<\/li>\n<\/ul>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\">\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 \u2015 \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00?<\/p>\n<\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">\n\uc601\uad6d\uc740\ud589, \uc911\uad6d\uc778\ubbfc\uc740\ud589, \uce90\ub098\ub2e4\uc740\ud589, \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(\ubbf8\uad6d)\ub97c \ud3ec\ud568\ud55c \uc5ec\ub7ec \uc911\uc559\uc740\ud589\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778\uc744 \uc704\ud574 \uac1c\ubc1c\ub41c \ube14\ub85d\uccb4\uc778 \ud14c\ud06c\ub180\ub85c\uc9c0\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc790\uc2e0\ub4e4\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654\ub97c \ubc1c\ud589\ud558\ub294 \uad6c\uc0c1\uc744 \ud558\uace0 \uc788\ub2e4. \uc774 \uc77c\uc5d0 \ud68c\uc758\uc801\uc778 \ub17c\ud3c9\uc790\ub4e4\uc740 \uadf8 \uc8fc\ub41c \ubaa9\ud45c\uac00 \ud604\uae08\uc744 \ucd94\ubc29\ud558\uc5ec \uc74c\uc758 \uc774\uc790\uc728(negative interest rates, \ub9c8\uc774\ub108\uc2a4 \uae08\ub9ac)\uc744 \ub0b4\uac8c \ud558\uae30 \uc704\ud55c \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 \uc601\uad6d\uc740\ud589<span class=\"footnote_referrer\"><a role=\"button\" tabindex=\"0\" onclick=\"footnote_moveToReference_653_1('footnote_plugin_reference_653_1_1');\" onkeypress=\"footnote_moveToReference_653_1('footnote_plugin_reference_653_1_1');\" ><sup id=\"footnote_plugin_tooltip_653_1_1\" class=\"footnote_plugin_tooltip_text\">1)<\/sup><\/a><span id=\"footnote_plugin_tooltip_text_653_1_1\" class=\"footnote_tooltip\">[\uc815\ub9ac\uc790]\uc601\uad6d\uc758 \uc911\uc559\uc740\ud589\uc778 \u2018Bank of England\u2019\ub294 \uc601\uad6d\uc740\ud589\uc774\ub77c\uace0\ub3c4 \ubd88\ub9ac\uace0 \uc601\ub780\uc740\ud589\uc774\ub77c\uace0\ub3c4 \ubd88\ub9b0\ub2e4.<\/span><\/span><script type=\"text\/javascript\"> jQuery('#footnote_plugin_tooltip_653_1_1').tooltip({ tip: '#footnote_plugin_tooltip_text_653_1_1', tipClass: 'footnote_tooltip', effect: 'fade', predelay: 0, fadeInSpeed: 200, delay: 400, fadeOutSpeed: 200, position: 'top right', relative: true, offset: [10, 10], });<\/script>\uc758 \ubd80\ucd1d\uc7ac\uc778 \ubca4 \ube0c\ub85c\ud2b8\ubca4\ud2b8(Ben Broadbent)\ub294 \uc774\uac83\uc744 \ub354 \uc801\uadf9\uc801\uc778 \uac83\uc73c\ub85c \uc81c\uc2dc\ud55c\ub2e4. <span class=\"footnote_referrer\"><a role=\"button\" tabindex=\"0\" onclick=\"footnote_moveToReference_653_1('footnote_plugin_reference_653_1_2');\" onkeypress=\"footnote_moveToReference_653_1('footnote_plugin_reference_653_1_2');\" ><sup id=\"footnote_plugin_tooltip_653_1_2\" class=\"footnote_plugin_tooltip_text\">2)<\/sup><\/a><span id=\"footnote_plugin_tooltip_text_653_1_2\" class=\"footnote_tooltip\">[\uc815\ub9ac\uc790]\ud604\uc7ac \uc601\uad6d\uc740\ud589\uc5d0\ub294 \ub124 \uba85\uc758 \ubd80\ucd1d\uc7ac\u2015Sir Jon Cunliffe, Ben Broadbent, Andrew Bailey and Nemat Shafik\u2015\uac00 \uc788\ub2e4.<\/span><\/span><script type=\"text\/javascript\"> jQuery('#footnote_plugin_tooltip_653_1_2').tooltip({ tip: '#footnote_plugin_tooltip_text_653_1_2', tipClass: 'footnote_tooltip', effect: 'fade', predelay: 0, fadeInSpeed: 200, delay: 400, fadeOutSpeed: 200, position: 'top right', relative: true, offset: [10, 10], });<\/script> \uadf8\ub294 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138\ud1b5\ud654(Central Bank Digital Currencies \u2192CBDC)\uac00 \ud604\uc7ac \ubd80\ubd84\uc9c0\uae09 \uc900\ube44\uc81c\ub3c4(\u201cfractional reserve\u201d lending)\ub97c \ud1b5\ud574 \ubbfc\uc601\uc740\ud589\ub4e4\uc774 \ub9cc\ub4e4\uc5b4\ub0b4\ub294 \ud654\ud3d0\u2015\uc774\ub294 \uc720\ud1b5\ub418\ub294 \ud654\ud3d0\ub7c9\uc758 97%\uc774\ub2e4\u2015\ub97c \ub300\uccb4\ud560 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud55c\ub2e4. \uc740\ud589 \uac1c\ud601\uc790\ub4e4\uc774 \uc624\ub7ab\ub3d9\uc548 \uc8fc\uc7a5\ud588\ub358 \ub300\ub85c \uc740\ud589\uc774 \ub9cc\ub4e4\uc5b4\ub0b4\ub294 \ud654\ud3d0\ub97c \ubd88\ubc95\ud654\ud558\uae30\ubcf4\ub2e4\ub294 \uace0\uac1d\uc758 \ub9c8\uc74c\uc744 \ub044\ub294 \ub354 \ub098\uc740 \uc81c\ud488\uc744 \ud1b5\ud574 \ubd80\ubd84\uc9c0\uae09 \uc900\ube44\uc81c\ub3c4\uac00 \uc790\ub3d9\uc801\uc73c\ub85c \uc190\ubaa8(\u640d\u8017)\ub418\ub3c4\ub85d \ub9cc\ub4e4 \uc218 \uc788\ub2e4\ub294 \uac83\uc774\ub2e4. \uc74c\uc758 \uc774\uc790\uc728\uc758 \ud544\uc694 \ub610\ud55c, \uc911\uc559\uc740\ud589\uc5d0 \uacbd\uc81c\ub97c \uc790\uadf9\ud558\ub294 \ub354 \uc9c1\uc811\uc801\uc778 \ub3c4\uad6c\ub4e4\uc744 \ubd80\uc5ec\ud568\uc73c\ub85c\uc368 \uc81c\uac70\ub420 \uc218 \uc788\ub2e4.<\/p>\n<h4>\u00a0<\/h4>\n<h4 style=\"text-align: justify;\">\n<p>\ube14\ub85d\uccb4\uc778 \ud601\uba85<\/h4>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">\n\ube14\ub85d\uccb4\uc778\uc758 \uc791\ub3d9\ubc29\uc2dd\uc774 \ub9c8\ud2f4 \ud788\uc2a4\ubd49(Martin Hiesboeck)\uc758 2016\ub144 \uae00 \u201cBlockchain Is the Most Disruptive Invention Since the Internet Itself\u201c(\uff62\ube14\ub85d\uccb4\uc778\uc740 \uc778\ud130\ub137 \uc790\uccb4 \uc774\ud6c4\ub85c \uac00\uc7a5 \ud30c\uc5f4\uc801\uc778 \ubc1c\uba85\ud488\uc774\ub2e4\uff63)\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc774 \uc124\uba85\ub41c \ubc14 \uc788\ub2e4.<\/p>\n<blockquote>\n<p style=\"text-align: justify;\">\n<p>\ube14\ub85d\uccb4\uc778\uc740 \uc815\ubcf4\ub97c A\uc5d0\uac8c\uc11c B\uc5d0\uac8c\ub85c \uc644\uc804\ud788 \uc790\ub3d9\ud654\ub418\uace0 \uc548\uc804\ud55c \ubc29\uc2dd\uc73c\ub85c \uc804\ub2ec\ud558\ub294 \ub2e8\uc21c\ud558\uc9c0\ub9cc \uc815\uad50\ud55c \ubc29\uc2dd\uc774\ub2e4. \uac70\ub798\uc758 \ud55c \ub2f9\uc0ac\uc790\uac00 \ube14\ub85d\uc744 \ud558\ub098 \ub9cc\ub4e6\uc73c\ub85c\uc368 \uacfc\uc815\uc744 \uac1c\uc2dc\ud55c\ub2e4. \uc774 \ube14\ub85d\uc740 \uc218\ucc9c\uc758, \uc544\ub2c8 \uc544\ub9c8\ub3c4 \ub137\uc5d0 \ubd84\uc0b0\ub41c \uc218\ubc31\ub9cc\uc758 \ucef4\ud4e8\ud130\ub4e4\uc5d0 \uc758\ud574\uc11c \ud655\uc99d\ub41c\ub2e4. \ud655\uc99d\ub41c \ube14\ub85d\uc740 \uccb4\uc778\uc5d0 \ucd94\uac00\ud68c\uace0 \uc774 \uccb4\uc778\uc774 \ub137 \uc804\uccb4\uc5d0 \uc800\uc7a5\ub41c\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \ub2e8\uc9c0 \uace0\uc720\uc758 \uae30\ub85d\uc774 \uc544\ub2c8\ub77c \uace0\uc720\uc758 \uc5ed\uc0ac\ub97c \uac00\uc9c4 \uace0\uc720\uc758 \uae30\ub85d\uc774 \ub9cc\ub4e4\uc5b4\uc9c4\ub2e4. \uc5b4\ub5a4 \ud558\ub098\uc758 \uae30\ub85d\uc744 \ud5c8\uc704\ub85c \ub9cc\ub4dc\ub294 \uac83\uc740 \uc804\uccb4 \uccb4\uc778\uc744 \ud5c8\uc704\ub85c \ub9cc\ub4dc\ub294 \uac83\uc744 \uc758\ubbf8\ud558\ub294\ub370, \uc774\ub294 \uc2e4\uc9c8\uc801\uc73c\ub85c \ubd88\uac00\ub2a5\ud558\ub2e4.<\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\">\n2016\ub144 3\uc6d4 \ub7f0\ub358\uc815\uce58\uacbd\uc81c\ud559\ub300\ud559\uad50\uc5d0\uc11c \ud55c \uc5f0\uc124\uc5d0\uc11c \ubca4 \ube0c\ub85c\ub4dc\ubca4\ud2b8\ub294 CBDC\uac00 \ubb3c\ub9ac\uc801\uc778 \ud604\uae08\uc744 \uc81c\uac70\ud558\uc9c0\ub294 \uc54a\uc744 \uac83\uc784\uc744 \uc9c0\uc801\ud588\ub2e4. \uc774\ub294 \ubc95\uc744 \ud1b5\ud574\uc11c\ub9cc \uac00\ub2a5\ud55c\ub370, \ube14\ub85d\uccb4\uc778 \ud14c\ud06c\ub180\ub85c\uc9c0\uac00 \uc5ec\uae30\uc5d0 \ud544\uc694\ud558\uc9c0\ub294 \uc54a\uc744 \uac83\uc774\ub2e4. \ub300\ubd80\ubd84\uc758 \ud654\ud3d0\ub294 \uc774\ubbf8 \ub514\uc9c0\ud138 \uc0c1\ud0dc\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \uc77c\uad6d\uc758 \ube14\ub85d\uccb4\uc778 \ud1b5\ud654\uac00 \uac00\uc9c4 \ud2b9\uc774\ud558\uace0 \uc7a0\uc7ac\uc801\uc73c\ub85c \ud601\uba85\uc801\uc778 \uba74\uc740, \uadf8\uac83\uc774 \uc9c0\ubd88\uccb4\uacc4\uc5d0\uc11c \uc740\ud589\uc758 \ud544\uc694\uc131\uc744 \uc81c\uac70\ud558\ub9ac\ub77c\ub294 \uc810\uc774\ub2e4. CBDC\ub97c \uc81c\uc548\ud558\ub294, \u300e\uc6d4\uc2a4\ud2b8\ub9ac\ud2b8\uc800\ub110\u300f\uc758 2016\ub144 7\uc6d4\uc758 \uae30\uc0ac\uc5d0 \ub530\ub974\uba74,<\/p>\n<blockquote>\n<p style=\"text-align: justify;\">\n\ud654\ud3d0\ub294 \ub9c8\uce58 \ubb3c\ub9ac\uc801 \uc9c0\ud3d0\uac00 \uc9c0\uac11\uc5d0 \ub4e4\uc5b4\uc788\ub4ef\uc774, \uc740\ud589\uacc4\uc88c\uc758 \uc678\ubd80\uc5d0 \uc788\ub294 \ub514\uc9c0\ud138 \uc9c0\uac11\uc5d0 \uc804\uc790\uc801\uc73c\ub85c \uc874\uc7ac\ud560 \uac83\uc774\ub2e4. \uc774\ub294 \uac00\uad6c\ub4e4\uacfc \uc0ac\uc5c5\uccb4\ub4e4\uc774 \uc11c\ub85c \uacb0\uc81c\ub97c \ud560 \ub54c \uc740\ud589\uc744 \uc644\uc804\ud788 \ubb34\uc2dc\ud560 \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud55c\ub2e4.<\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\">\n\uc624\ub298\ub0a0 \uacb0\uc81c \uccb4\uacc4\ub9cc\uc774 \uc544\ub2c8\ub77c \uc2e4\uc81c\uc801\uc778 \ud654\ud3d0 \ucc3d\ucd9c\uc744 \ubbfc\uc601\uc740\ud589\ub4e4\uc774 \uc774\ub048\ub2e4. \uc601\uad6d\uc740\ud589\uc774 2014\ub144\uc758 \ud3ed\ud0c4 \ubcf4\uace0\uc11c\uc5d0\uc11c \uc778\uc815\ud55c \ubc14\ub300\ub85c, \ud654\ud3d0\uacf5\uae09\ub7c9\uc758 \uac70\uc758 97%\uac00 \uc740\ud589\ub4e4\uc774 \ub300\ucd9c\uc744 \ud574\uc904 \ub54c \ub9cc\ub4e4\uc5b4\uc9c4\ub2e4. \uc6b0\ub9ac\uac00 \uc218\ud45c, \uc2e0\uc6a9\uce74\ub4dc, \ub370\ube57\uce74\ub4dc\uc5d0 \uc758\ud574 \uc804\uc1a1\ud558\ub294 \ub514\uc9c0\ud138 \ud654\ud3d0\ub294 \ub2e8\uc9c0 \uc740\ud589\uc758 \ucc28\uc6a9\uc99d\uc774\ub098 \uc9c0\ubd88\uc57d\uc18d\uc77c \ubfd0\uc774\ub2e4. CBDC\ub294 \uc774 \uc0ac\uc801\uc778 \uc740\ud589\uc5d0\uc758 \ucc44\ubb34\ub97c \uc911\uc559\uc740\ud589\uc5d0\uc758 \ucc44\ubb34\ub85c \ub300\uccb4\ud560 \uc218 \uc788\ub2e4. CBDC\ub294 \ud604\uae08\uc758 \ub514\uc9c0\ud138 \ub4f1\uac00\ubb3c\uc774\ub2e4. <\/p>\n<p>\ube14\ub85d\uccb4\uc778\uc5d0 \uae30\ub85d\ub41c \ud654\ud3d0\ub294 \ubb3c\ub9ac\uc801 \uc9c0\uac11\uc5d0 \ub4e4\uc5b4\uc788\ub294 \ud604\uae08\ub9cc\ud07c\uc774\ub098 \uc548\uc804\ud55c \uc0c1\ud0dc\ub85c \uc18c\uc720\uc790\uc758 \u2018\ub514\uc9c0\ud138 \uc9c0\uac11\u2019\uc5d0 \uc800\uc7a5\ub41c\ub2e4. \ubb3c\ub9ac\uc801\uc778 \uc9c0\ud3d0\uc758 \uacbd\uc6b0\ucc98\ub7fc \uc81c3\uc790\uac00 \uadf8\uac83\uc744 \ube4c\ub9ac\uac70\ub098 \uc870\uc791\ud558\uac70\ub098 \ud22c\uae30\uc5d0 \ub3d9\uc6d0\ud560 \uc218 \uc5c6\ub2e4. \ud654\ud3d0\ub294 \ub2e4\ub978 \uc0ac\ub78c\uc5d0\uac8c \uc774\uc804\ub418\uae30 \uc804\uae4c\uc9c0 \uc18c\uc720\uc790\ub9cc\uc758 \ud1b5\uc81c \uc544\ub798 \uc788\uc73c\uba70 \uc774\uc804\uc740 \uc775\uba85\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c4\ub2e4.<\/p>\n<p>\u2018\ub514\uc9c0\ud138 \ud654\ud3d0\u2019\ub77c\uace0 \ubd80\ub974\uae30\ubcf4\ub2e4\ub294 \uadf8 \uc544\ub798 \ub193\uc5ec\uc788\ub294 \ud14c\ud06c\ub180\ub85c\uc9c0\ub97c \u2018\ud0c8\uc911\uc2ec\ud654\ub41c \uac00\uc0c1 \uc5b4\uc74c\uad50\ud658\uc18c \ubc0f \uc790\uc0b0 \ub4f1\uae30\uc18c\u2019\ub77c\ub294 \ubd80\ub974\ub294 \uac83\uc774 \ub0ab\ub2e4\uace0 \ube0c\ub85c\ud2b8\ubca4\ud2b8\ub294 \ub9d0\ud55c\ub2e4. \uadf8\ub294 \uc774\ub807\uac8c \ub367\ubd99\uc778\ub2e4.<\/p>\n<blockquote>\n<p style=\"text-align: justify;\">\n<p>\uc774 \ud14c\ud06c\ub180\ub85c\uc9c0\uac00 \uc0c8\ub86d\ub2e4\ub294 \uac83\uc744 \ubd80\uc815\ud560 \uc218\ub294 \uc5c6\ub2e4. \uc55e\uc73c\ub85c\uc758 \uc804\ub9dd\uc744 \ubcf4\uac74\ub300, \uc774 \ud14c\ud06c\ub180\ub85c\uc9c0\ub294 \ud654\ud3d0\ub97c \ud3ec\ud568\ud55c \uc790\uc0b0\uc744 \uad50\ud658\ud558\uace0 \uc810\uc720\ud558\ub294 \uc804\uc801\uc73c\ub85c \uc0c8\ub85c\uc6b4 \ubc29\uc2dd\uc744 \uc81c\uacf5\ud560 \uac83\uc774\ub2e4.<\/p>\n<\/blockquote>\n<p>&nbsp;<\/p>\n<h4>\u00a0<\/h4>\n<h4 style=\"text-align: justify;\">\n\ud074\ub77c\uc6b0\ub4dc \uc18d\uc758 \uc740\ud589\uc5c5<span class=\"footnote_referrer\"><a role=\"button\" tabindex=\"0\" onclick=\"footnote_moveToReference_653_1('footnote_plugin_reference_653_1_3');\" onkeypress=\"footnote_moveToReference_653_1('footnote_plugin_reference_653_1_3');\" ><sup id=\"footnote_plugin_tooltip_653_1_3\" class=\"footnote_plugin_tooltip_text\">3)<\/sup><\/a><span id=\"footnote_plugin_tooltip_text_653_1_3\" class=\"footnote_tooltip\">[\uc815\ub9ac\uc790] \u2018\ud074\ub77c\uc6b0\ub4dc\u2019\ub294 \u2018\ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305\u2019\uc744 \uac00\ub9ac\ud0a8\ub2e4.<\/span><\/span><script type=\"text\/javascript\"> jQuery('#footnote_plugin_tooltip_653_1_3').tooltip({ tip: '#footnote_plugin_tooltip_text_653_1_3', tipClass: 'footnote_tooltip', effect: 'fade', predelay: 0, fadeInSpeed: 200, delay: 400, fadeOutSpeed: 200, position: 'top right', relative: true, offset: [10, 10], });<\/script><\/h4>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">\n\uadf8\uac00 \uc81c\uc548\ud558\ub294 \ud558\ub098\uc758 \uc0c8\ub85c\uc6b4 \uac00\ub2a5\uc131\uc740, \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uc911\uc559\uc740\ud589\uc5d0 \uacc4\uc88c \ud558\ub098\uc529\uc744 \uac1c\uc124\ud558\ub294 \uac83\uc774\ub2e4. \uc774\ub294 \ubc45\ud06c\ub7f0\uacfc \ubca0\uc77c\uc778(\ucc44\uad8c\uc790 \uc190\uc2e4\ubd80\ub2f4\uc81c\ub3c4)\uc758 \uacf5\ud3ec\ub97c \uc81c\uac70\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc608\uae08\ubcf4\ud5d8\uc758 \ud544\uc694\ub97c \uc81c\uac70\ud560 \uac83\uc774\ub2e4. \uc911\uc559\uc740\ud589\uc740 \ud654\ud3d0\uac00 \ubc14\ub2e5\ub0a0 \uc218\uac00 \uc5c6\uae30 \ub54c\ubb38\uc774\ub2e4. \uc18c\uc561\uc608\uae08\uc790\ub4e4\ub9cc\uc774 \uc544\ub2c8\ub77c \uac70\ub300 \uae30\uad00\ud22c\uc790\uc790\ub4e4\ub3c4 \ubbfc\uc601 \ud658\ub9e4\uc870\uac74\ubd80\ucc44\uad8c \uc2dc\uc7a5(repo market)\uc758 \ud544\uc694\ub97c \uc81c\uac70\ud558\uace0 \uc790\uae08\uc744 \ub123\uc5b4\ub458 \uc548\uc804\ud55c \uacf3\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574\uc11c \uc911\uc559\uc740\ud589\uc5d0 \uacc4\uc88c\ub97c \uac00\uc9c8 \uc218 \uc788\ub2e4. 2008\ub144 \ub9ac\ub9cc \ube0c\ub77c\ub354\uc2a4\uc758 \ubd95\uad34 \uc774\ud6c4\uc758 \uc740\ud589\uc5c5 \uc704\uae30\ub97c \ucd09\ubc1c\ud55c \uac83\ub3c4 \uc77c\ubc18\uc801\uc778 \uc740\ud589\uc2dc\uc2a4\ud15c\uc774 \uc544\ub2c8\ub77c \ud658\ub9e4\uc870\uac74\ubd80\ucc44\uad8c \uc2dc\uc7a5\uc5d0\uc758 \uc608\uae08\uc778\ucd9c\uc1c4\ub3c4\uc600\ub2e4. <\/p>\n<p>\ubbfc\uc601\uc740\ud589\uc740 \uc9c0\uae08\ucc98\ub7fc \uc790\uc720\ub86d\uac8c \uc5c5\ubb34\ub97c \uacc4\uc18d\ud560 \uc218 \uc788\ub2e4. \ub2e4\ub9cc \uc608\uae08\uc774 \uc2e4\uc81c\ub85c \uc904\uc5b4\ub4e4 \uac83\uc774\ub2e4. \uc5c4\uccad\ub098\uac8c \uc548\uc804\ud55c \uc911\uc559\uc740\ud589\uc774\ub77c\ub294 \uc635\uc158\uc744 \uac00\uc9c4 \uc608\uae08\uc790\ub4e4\uc774 \ub3c8\uc744 \uc911\uc559\uc740\ud589\uc73c\ub85c \uc62e\uae38 \uac83\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. <\/p>\n<p>\uc608\uae08\uc790\ub4e4\uc774 \ub3c8\uc744 \ube7c\uc11c \uc62e\uae38 \ub54c \uc740\ud589\ub4e4\uc5d0\uc11c \ub300\ub300\uc801\uc778 \uc778\ucd9c\uc0ac\ud0dc\uac00 \uc0dd\uae38 \uc218 \uc788\ub2e4\ub294 \uc810\uc774 \ubcf4\ub974\ub3c4\ubca4\ud2b8\uac00 \ubcf4\uae30\uc5d0 \ubaa8\ub450\uc5d0\uac8c \uc911\uc559\uc740\ud589\uc5d0\uc758 \uc811\uadfc\uc744 \ud5c8\uc6a9\ud560 \ub54c \ubc1c\uc0dd\ud558\ub294 \ubb38\uc81c\uc774\ub2e4. \ub9cc\uc77c \uadf8\ub807\ub2e4\uba74 \uc740\ud589\ub300\ucd9c\uc744 \ub4b7\ubc1b\uce68\ud558\ub294 \uc720\ub3d9\uc131(\ub3c8)\uc740 \uc5b4\ub514\uc5d0\uc11c \uc62c \uac83\uc778\uac00? \uadf8\ub294 \ub300\ucd9c\uc5c5\uc774 \uc2ec\ud558\uac8c \uc190\uc0c1\uc744 \uc785\uc744 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud55c\ub2e4.<\/p>\n<p>\uadf8\ub7f4\uc9c0\ub3c4 \ubaa8\ub978\ub2e4. \uadf8\ub7ec\ub098 \uc5ec\uae30 \ub2e4\ub978 \uc0dd\uac01\uc774 \uc788\ub2e4. \ub9cc\uc77c \uc911\uc559\uc740\ud589\uc774 \ubbfc\uc601\uc740\ud589\uc758 \uc608\uae08\uc5c5\ubb34\ub9cc\uc774 \uc544\ub2c8\ub77c \ub300\ucd9c\uc5c5\ub3c4 \ub300\uccb4\ud55c\ub2e4\uba74 \uc5b4\ub5a8\uae4c? \uacf5\uc801 \uae30\ubc18 \uc2dc\uc124\ub85c\uc11c \uace0\uc548\ub41c \ubcf4\ud3b8\uc801\uc73c\ub85c \ubd84\uc0b0\ub41c \uc6d0\uc7a5\uc774 \uc9c0\uae08 \uc740\ud589\uc774 \ud558\ub294 \uac83\uacfc \ub3d9\uc77c\ud55c \ubc29\uc2dd\uc73c\ub85c \ub300\ucd9c\uc790\uc758 \ucc28\uc6a9\uc99d\uc11c\ub97c \u2018\ud654\ud3d0\u2019\ub85c \uc804\ud658\ud560 \uc218 \uc788\ub2e4. \uc740\ud589\uc774\ub77c\ub294 \uc911\uac1c\uc790\ub97c \ud1b5\ud558\ub294 \uac83\ubcf4\ub2e4 \ub354 \uc2f8\uace0 \ud6a8\uc728\uc801\uc774\uace0 \uacf5\uc815\ud558\uac8c \ud560 \uc218 \uc788\ub2e4.<\/p>\n<h4>\u00a0<\/h4>\n<h4 style=\"text-align: justify;\">\n\ubd80\ubd84\uc9c0\uae09 \uc900\ube44\uc81c\ub3c4\ub97c \ub178\ud6c4\ud654\uc2dc\ud0a4\uae30<\/h4>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">\n\uc601\uad6d\uc740\ud589\uc740 \uc740\ud589\ub4e4\uc774 \uc2e4\uc81c\ub85c \uc608\uae08\uc790\ub4e4\uc758 \ub3c8\uc744 \ub300\ucd9c\ud558\ub294 \uac83\uc740 \uc544\ub2d8\uc744 \ud655\uc778\ud574\uc900 \ubc14 \uc788\ub2e4. \uc740\ud589\uc740 \u2018\uc800\ucd95\uc790\ub4e4\u2019\uc758 \ub3c8\uc744 \uc7ac\ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ub300\ubd80\ub97c \ud560 \ub54c \uc608\uae08\uc561\uc744 \uc2e4\uc81c\ub85c \ucc3d\ucd9c\ud55c\ub2e4. \uc740\ud589\uc740 \ube4c\ub9ac\ub294 \uc0ac\ub78c\uc758 \ucc28\uc6a9\uc99d\uc11c\ub97c \u2018\uc694\uad6c\ubd88 \ud654\ud3d0\u2019(checkable money)\ub85c \uc804\ud658\uc2dc\ud0a8 \ub2e4\uc74c \uadf8\uac83\uc744 \ube4c\ub9ac\ub294 \uc0ac\ub78c\uc5d0\uac8c \uc774\uc790\ub97c \ubd99\uc5ec\ub2e4\uc2dc \ube4c\ub824\uc8fc\ub294 \uac83\uc774\ub2e4. \ube14\ub85d\uccb4\uc778\uc758 \uacf5\uc801\uc774\uace0 \ubd84\uc0b0\ub41c \uc6d0\uc7a5\ub3c4 \uc774 \uc77c\uc744 \u2018\ud074\ub77c\uc6b0\ub4dc\u2019\uc5d0\uc11c \u2018\uc2a4\ub9c8\ud2b8 \uacc4\uc57d\u2019\uc5d0 \uc758\ud574\uc11c \ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4. \uc774 \uacbd\uc6b0 \ub3c8\uc744 \ube4c\ub9b4 \u2018\uc800\ucd95\uc790\u2019\ub97c \ucc3e\uc744 \ud544\uc694\uac00 \uc5c6\uc744 \uac83\uc774\ub2e4. \ube4c\ub9ac\ub294 \uc0ac\ub78c\uc740 \ub2e8\uc9c0 \uac1a\uaca0\ub2e4\ub294 \uc790\uc2e0\uc758 \uc57d\uc18d\uc744 \u2018\ud654\ud3d0\ud654\u2019\ud560 \ubfd0\uc774\ub2e4. \ubbfc\uc601\uc740\ud589\uc5d0\uc11c \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c\uc640 \ub611\uac19\ub2e4. \uadf8\ub294 \uc911\uc559\uc740\ud589\uc758 \ubc14\ub2e5 \ubaa8\ub97c \uc6b0\ubb3c\uc5d0\uc11c \ub3c8\uc744 \ube4c\ub824\uac00\ub294 \uac83\uc774\uae30 \ub54c\ubb38\uc5d0 \uacf5\ud669\uc0c1\ud0dc\uc5d0\uc11c \uc740\ud589\uc5d0 \ud604\uae08\uc774 \ubc14\ub2e5\ub098\ub294 \uac83\uc744 \ub450\ub824\uc6cc\ud560 \ud544\uc694\ub3c4 \uc5c6\uace0, \ub2e4\uc74c\ub0a0 \ub2e8\uae30\ub300\ubd80\uac00 \ubd88\uac00\ub2a5\ud560\uc9c0\ub3c4 \ubaa8\ub974\ub294 \uc0c1\ud669\uc5d0\uc11c \ucc28\ubcc0\uacfc \ub300\ubcc0\uc744 \ub9de\ucd94\uae30 \uc704\ud574\uc11c \ubc24\uc0ac\uc774\uc5d0 \ub3c8\uc744 \ube4c\ub824\uc57c \ud558\ub294 \uc0c1\ud669\uc5d0 \ucc98\ud560 \uc77c\ub3c4 \uc5c6\uc744 \uac83\uc774\ub2e4.<\/p>\n<p>\uc740\ud589\ub4e4\uc740 \uc608\uae08\uc744 \ubc1b\uace0 \uadf8\uac83\uc744 \ub2e4\uc2dc \ube4c\ub824\uc8fc\ub294 \uc77c\uc744 \ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub2e4. \uc740\ud589\uc774 \uc800\ub2f9\uc744 \uc7a1\uace0 \ub300\ucd9c\uc744 \ub0b4\uc904 \ub54c, \uc740\ud589\uc740 \uadf8\uc800 \uadf8 \uc561\uc218\ub97c \ube4c\ub9ac\ub294 \uc0ac\ub78c\uc758 \uacc4\uc88c\uc5d0 \uc801\uc5b4 \ub123\uc73c\uba74 \ub41c\ub2e4. \ube4c\ub9ac\ub294 \uc0ac\ub78c\uc740 \uadf8\uc758 \ud310\ub9e4\uc790\uc5d0\uac8c \uc218\ud45c\ub97c \uc368\uc900\ub2e4. \uc774 \uc218\ud45c\uac00 \ud310\ub9e4\uc790\uc758 \uc740\ud589\uc5d0 \uc800\uae08\ub418\uba70, \uac70\uae30\uc11c \uadf8 \uc218\ud45c\ub294 \u2018\uc0c8\u2019 \uc608\uae08\uc774 \ub418\uc5b4 \uadf8 \uc740\ud589\uc758 \u2018\uc789\uc5ec \uc900\ube44\uae08\u2019\uc5d0 \ucd94\uac00\ub41c\ub2e4. \ub300\ucd9c\uc744 \ub0b4\uc900 \uc740\ud589\uc774 \uadf8 \ub2e4\uc74c\uc5d0 \ub9cc\uc77c \uacb0\uc0b0\uc5d0 \ud544\uc694\ud558\ub2e4\uba74 \ubc24\uc0ac\uc774\uc5d0 \uc774 \ub3c8\uc744 \uc740\ud589\uc2dc\uc2a4\ud15c\uc73c\ub85c\ubd80\ud130 \ube4c\ub824\uc640\uc11c \ub2e4\uc74c\ub0a0 \uc544\uce68 \ub418\ub3cc\ub824\uc900\ub2e4. \uc774\ub7ec\ud55c \ub370\ub370\ud55c \uc774\uc57c\uae30\uac00 \ub2e4\uc74c \ub0a0 \ubc24\uc5d0\ub3c4 \uadf8 \ub2e4\uc74c \ub0a0 \ubc25\uc5d0\ub3c4 \ub610 \uadf8 \ub2e4\uc74c\ub0a0 \ubc24\uc5d0\ub3c4 \uacc4\uc18d \ubc18\ubcf5\ub41c\ub2e4. <\/p>\n<p>\uacf5\uc801\uc778 \ube14\ub85d\uccb4\uc778 \uc2dc\uc2a4\ud15c\uc5d0\uc11c\ub294 \uc774\ub7f0 \uc57c\ubc14\uc704\ub97c \uc81c\uac70\ud560 \uc218 \uc788\ub2e4. \ube4c\ub9ac\ub294 \uc0ac\ub78c\uc774 \ubc14\ub85c \uc790\uc2e0\uc758 \uc740\ud589\uac00\uac00 \ub418\uc5b4 \uc0c1\ud658\ud558\uaca0\ub2e4\ub294 \uc790\uc2e0\uc758 \uc57d\uc18d\uc744 \ud654\ud3d0\ub85c \uc804\ud658\uc2dc\ud0a8\ub2e4. \ube14\ub85d\uccb4\uc778 \uc548\uc5d0 \ucf54\ub4dc\ub85c \ub123\uc5b4\uc9c4 \u2018\uc2a4\ub9c8\ud2b8 \uacc4\uc57d\u2019\uc774 \uc774 \uac70\ub798\ub4e4\ub85c \ud558\uc5ec\uae08 \ud604\uc7ac\uc758 \ub300\ucd9c\uc5d0\uc11c \uc801\uc6a9\ub418\ub294 \uacc4\uc57d\uc870\uac74\ub4e4(terms and conditions)\uacfc \uc720\uc0ac\ud55c \uc870\uac74\ub4e4\uc744 \uc900\uc218\ud558\ub3c4\ub85d \ub9cc\ub4e4 \uc218 \uc788\ub2e4. \ud604\uc7ac\uc758 \uc628\ub77c\uc778 \uc2e0\uc6a9\uc2e0\uccad\uc5d0\uc11c\ucc98\ub7fc \uc2e0\uc6a9\ub3c4(Creditworthiness)\uac00 \uc628\ub77c\uc778\uc73c\ub85c \ud655\ub9bd\ub420 \uc218 \uc788\ub2e4. \uc9c0\uae08\ucc98\ub7fc \ube44(\u975e)\uc0c1\ud658\uc5d0 \ub300\ud574\uc11c\ub294 \ubc8c\uae08\uc774 \ubd80\uacfc\ub420 \uc218 \uc788\ub2e4. \ub3c8\uc744 \ube4c\ub9ac\ub294 \uc0ac\ub78c\uc740 \uacf5\uacf5 \uc2e0\uc6a9\uae30\uad00\uc5d0\uc11c \ub300\ucd9c\uc744 \ubc1b\uc744 \uc790\uaca9\uc774 \uc5c6\ub354\ub77c\ub3c4 \uc5ec\uc804\ud788 \uc0ac\ucc44\uc2dc\uc7a5\uc5d0\uc11c, \ubbfc\uc601\uc740\ud589\uc5d0\uc11c \ud639\uc740 \ubca4\ucc98 \uc790\ubcf8\uac00\ub4e4\uc5d0\uac8c\uc11c \ud639\uc740 \ubba4\ucd94\uc5bc \ud380\ub4dc\uc5d0\uc11c \ub3c8\uc744 \ube4c\ub9b4 \uc218 \uc788\ub2e4. \uacf5\uacf5 \uc2e0\uc6a9\uae30\uacc4\uc758 \ubb38\uc9c0\uae30 \uc5ed\ud560\uc744 \ud558\ub294 \uc740\ud589\uc774\ub77c\ub294 \uc911\uac1c\uc778\uc758 \ud544\uc694\uc131\uc744 \uc81c\uac70\ud568\uc73c\ub85c\uc368 \uc815\uc2e4\uacfc \ubd80\ud328\ub97c \uc81c\uac70\ud560 \uc218 \uc788\ub2e4. \uc218\ub9ce\uc740 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\ub4e4\uc774 \uac00\uc838\uac00\ub294 \uc218\uc218\ub8cc \ub610\ud55c \uc81c\uac70\ub420 \uc218 \uc788\ub2e4. \ube14\ub85d\uccb4\uc778\uc5d0\ub294 \uac70\ub798\ube44\uc6a9\uc774 \ub4e4\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<p>\uc601\uad6d\uc740\ud589 \uc9c1\uc6d0\uc744 \uc704\ud55c \ube14\ub85c\uadf8\uc5d0 \uac8c\uc2dc\ub41c \uff62\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654\u2015\uc6b0\ub9ac\uac00 \uc544\ub294 \ubc14\uc758 \ud654\ud3d0\uc815\ucc45\uc758 \uc885\ub9d0\uc778\uac00?\uff63(\u201cCentral Bank Digital Currency: The End of Monetary Policy As We Know It?\u201d)\ub77c\ub294 \uae00\uc5d0\uc11c \ub9c8\ub9b4\ub9b0 \ud1a8(Marilyne Tolle)\uc740 \uc774\uc790\uc728\uc744 \uc870\uc791\ud560 \ud544\uc694 \ub610\ud55c \uc81c\uac70\ub420 \uc218 \uc788\ub2e4\uace0 \ubcf4\uc558\ub2e4. \uc911\uc559\uc740\ud589\uc740 \ud654\ud3d0\uacf5\uae09\uc744 \uc9c1\uc811\uc801\uc73c\ub85c \ud1b5\uc81c\ud558\uae30 \ub54c\ubb38\uc5d0 \uc778\ud50c\ub808\uc774\uc158\uc744 \uad00\ub9ac\ud558\uae30 \uc704\ud55c \uc774\ub7ec\ud55c \uac04\uc811\uc801 \ub3c4\uad6c\ub97c \ud544\uc694\ub85c \ud558\uc9c0 \uc54a\uc73c\ub9ac\ub77c\ub294 \uac83\uc774\ub2e4. <\/p>\n<p>\ubd84\uc0b0\ub41c \uc6d0\uc7a5\uc5d0 \uc874\uc7ac\ud558\ub294 CBDC\ub294 \ub2e4\ub978 \ubc29\uc2dd\uc73c\ub85c \uc989 \ubcf4\ud3b8\uc801\uc778 \uad6d\ubbfc\ubc30\ub2f9\uae08\uc758 \uc9c0\uae09\uc744 \ucd09\uc9c4\ud568\uc73c\ub85c\uc368 \uc9c1\uc811\uc801 \uacbd\uc81c\uc801 \uc790\uadf9\uc744 \uc8fc\ub294 \ub370 \uc0ac\uc6a9\ub420 \uc218 \uc788\ub2e4. \uc218\ubc31\ub9cc \uc7a5\uc758 \ubc30\ub2f9\uae08 \uc218\ud45c\ub97c \ubc1c\uc1a1\ud558\uc9c0 \uc54a\uace0\ub3c4, \ube14\ub85d\uccb4\uc778 \ud14c\ud06c\ub180\ub85c\uc9c0\ub97c \ud1b5\ud574 \uc790\ud310\uc744 \uba87 \ubc88 \ub450\ub4dc\ub9bc\uc73c\ub85c\uc368 \ud654\ud3d0\ub97c \uc18c\ube44\uc790\uc758 \uc740\ud589\uacc4\uc88c\uc5d0 \ucd94\uac00\ud560 \uc218 \uc788\ub294 \uac83\uc774\ub2e4.<\/p>\n<h4>\u00a0<\/h4>\n<h4 style=\"text-align: justify;\">\n\ucd08\uc778\ud50c\ub808\uc774\uc158 \uc720\ubc1c? \uacb0\ucf54 \uc544\ub2c8\ub2e4!<\/h4>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">\n\ub9cc\uc77c \ubaa8\ub450\uac00 \uc911\uc559\uc740\ud589\uc758 \uc2e0\uc6a9\uae30\uad00\uc5d0 \uc811\uadfc\ud55c\ub2e4\uba74 \uc2e0\uc6a9\uac70\ud488\uc774 \ubc1c\uc0dd\ud560 \uac83\uc774\ub77c\ub294 \uc774\uc758\uc81c\uae30\uac00 \uac00\ub2a5\ud558\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub294 \ud604\uc7ac\uc758 \uccb4\uc81c\uc5d0\uc11c\ubcf4\ub2e4\ub294 \uc2e4\uc81c\ub85c \uac00\ub2a5\uc131\uc774 \ub35c\ud558\ub2e4. \uc911\uc559\uc740\ud589\uc740 \ud604\uc7ac \ubbfc\uc601\uc740\ud589\ub4e4\uc774 \uadf8\ub7ec\ub4ef\uc774 \ube4c\ub9ac\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc694\uad6c\uc5d0 \uc751\ud558\uc5ec \uadf8 \uc7a5\ubd80\uc5d0 \ud654\ud3d0\ub97c \ucc3d\ucd9c\ud560 \uac83\uc774\ub2e4. \uadf8\ub7ec\ub098 \ud22c\uae30\ub97c \uc704\ud55c \ub3c8\uc744 \uc5bb\uae30\ub294 \uc9c0\uae08\ubcf4\ub2e4 \ub354 \uc5b4\ub824\uc6b8 \uac83\uc774\ub2e4. \ud658\ub9e4\uc870\uac74\ubd80\ucc44\uad8c \uc2dc\uc7a5\uc5d0\uc11c \u2018\uc7ac\ub2f4\ubcf4\u2019(\u201crehypothecation\u201d, \ub2f4\ubcf4\ubb3c\uc758 \uc7ac\ud65c\uc6a9)\ub97c \ud1b5\ud55c \uc2e0\uc6a9 \ub808\ubc84\ub9ac\uc9c0<span class=\"footnote_referrer\"><a role=\"button\" tabindex=\"0\" onclick=\"footnote_moveToReference_653_1('footnote_plugin_reference_653_1_4');\" onkeypress=\"footnote_moveToReference_653_1('footnote_plugin_reference_653_1_4');\" ><sup id=\"footnote_plugin_tooltip_653_1_4\" class=\"footnote_plugin_tooltip_text\">4)<\/sup><\/a><span id=\"footnote_plugin_tooltip_text_653_1_4\" class=\"footnote_tooltip\">[\uc815\ub9ac\uc790] \ub808\ubc84\ub9ac\uc9c0(Leverage)\ub780 \uae30\uc5c5\uc774 \uc790\ubcf8\uc758 \uc218\uc775\uc744 \uc62c\ub9ac\uace0\uc790 \ud560 \ub54c, \uc790\uae30\uc790\ubcf8\uc5d0 \ucc28\uc785\uc790\ubcf8\uc744 \uc774\uc6a9\ud558\uc5ec \uc790\uae30\uc9c0\ubd84\uc5d0 \ub300\ud55c \uc218\uc775\uc744 \uc99d\ub300\uc2dc\ud0a4\ub294 \uac83\uc744 \ub9d0\ud55c\ub2e4.&#8211;\ud55c\uae00 \uc704\ud0a4\ud53c\ub514\uc544<\/span><\/span><script type=\"text\/javascript\"> jQuery('#footnote_plugin_tooltip_653_1_4').tooltip({ tip: '#footnote_plugin_tooltip_text_653_1_4', tipClass: 'footnote_tooltip', effect: 'fade', predelay: 0, fadeInSpeed: 200, delay: 400, fadeOutSpeed: 200, position: 'top right', relative: true, offset: [10, 10], });<\/script>\uac00 \ub300\uccb4\ub85c \uc81c\uac70\ub420 \uac83\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \ube14\ub85d\uccb4\uc778 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uae30\uc220\uc790\uc778 \uce90\uc774\ud2c0\ub9b0 \ub871(Caitlin Long)\uc740 \uc774\ub807\uac8c \uc124\uba85\ud55c\ub2e4.<\/p>\n<blockquote>\n<p style=\"text-align: justify;\">\n\uc7ac\ub2f4\ubcf4\ub294 \uac1c\ub150\uc0c1\uc73c\ub85c \ubd80\ubd84\uc9c0\uae09 \uc900\ube44\uc81c\ub3c4\uc640 \uc720\uc0ac\ud558\ub2e4. \ubcf8\uc6d0\ud1b5\ud654(base money) 1\ub2ec\ub7ec\uac00 \uadf8\uac83\uc744 \ubc14\ud0d5\uc73c\ub85c \ub300\ucd9c\ud574\uc900 \ub3c8 \uc218 \ub2ec\ub7ec\uc758 \uc6d0\ucc9c\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \ud658\ub9e4\uc870\uac74\ubd80\ucc44\uad8c \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ub2f4\ubcf4\ubb3c(\uac00\ub839 \ubbf8\uad6d \uc7ac\ubb34\ubd80\uc758 \uad6d\ucc44\ub4e4)\uc774 \ubcf8\uc6d0\ud1b5\ud654\ub85c\uc11c \uae30\ub2a5\ud55c\ub2e4\u00b7\u00b7\u00b7\u00b7\u00b7\u00b7<\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\">\n\uc7ac\ub2f4\ubcf4\ub97c \ud1b5\ud574\uc11c \ub2e4\uc218\ub2f9\uc0ac\uc790\ub294 \uc790\uc2e0\ub4e4\uc774 \ub3d9\uc77c\ud55c \uc790\uc0b0\uc744 \ub3d9\uc2dc\uc5d0 \uc18c\uc720\ud558\uace0 \uc788\ub2e4\uace0 \ubcf4\uace0\ud55c\ub2e4. \uadf8\ub7ec\ub098 \uc0ac\uc2e4 \uadf8\ub4e4 \uac00\uc6b4\ub370 \ud558\ub098\ub9cc\uc774 \uc790\uc0b0\uc744 \uc18c\uc720\ud558\uace0 \uc788\ub2e4. \uc5ec\ud558\ud2bc \uc624\uc9c1 \ud558\ub098\uc758 \uc790\uc0b0\ub9cc\uc774 \uc874\uc7ac\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \uaddc\uc81c\uc790\ub4e4\uc5d0\uac8c \ube14\ub85d\uccb4\uc778\uc774 \uc8fc\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \uc774\ub4dd \uac00\uc6b4\ub370 \ud558\ub098\ub294 \uc774\ub85c\uc368 \uaddc\uc81c\uc790\ub4e4\uc774 \uc5bc\ub9c8\ub098 \ub9ce\uc740 \uc774\uc911\uacc4\uc0c1(double-counting)\uc774 \uc77c\uc5b4\ub098\uace0 \uc788\ub294\uc9c0\ub97c (\ud2b9\ud788 \u201c\ub2f4\ubcf4\ubb3c\uc758 \uc5f0\uc1c4\u2018\uac00 \uc2e4\uc81c\ub85c \uc5bc\ub9c8\uac00 \uae34 \uc9c0\ub97c) \ubcfc \ub3c4\uad6c\ub97c \uc5bb\uac8c \ub418\ub294 \uac83\uc774\ub2e4. <\/p>\n<p>\ube14\ub85d\uccb4\uc778\uc740 \uac70\ub798\ub4e4 \uc0ac\uc774\uc758 \uccad\uc0b0 \uc2dc\uac04\uc744 \uc81c\uac70\ud568\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \uc57c\ubc14\uc704\ub97c \uc81c\uac70\ud55c\ub2e4. \ubcfc\ub85d\uccb4\uc778 \uac70\ub798\ub294 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc77c\uc5b4\ub09c\ub2e4. \ub2f4\ubcf4\ubb3c\uc774 \ud2b9\uc815 \uc2dc\uac04\uc5d0 \ud55c \uc7a5\uc18c\uc5d0\ub9cc \uc874\uc7ac\ud560 \uc218 \uc788\ub2e4\ub294 \uc758\ubbf8\uc774\ub2e4.<\/p>\n<h4>\u00a0<\/h4>\n<h4 style=\"text-align: justify;\">\n\uc740\ud589\uc5c5\uc5d0 \ubc00\ub824\uc624\ub294 \uac70\ub300\ud55c \ubcc0\ud654<\/h4>\n<p style=\"text-align: justify;\">\ud788\uc2a4\ubd49\uc740 \uc774\ub807\uac8c \uacb0\ub860\uc9d3\ub294\ub2e4.<\/p>\n<blockquote>\n<p style=\"text-align: justify;\">\n<p>\ube14\ub85d\uccb4\uc778\uc740 \uc740\ud589\ub4e4, \uc911\uac1c\uc778\ub4e4, \uc2e0\uc6a9\uce74\ub4dc \ud68c\uc0ac\ub4e4\uc744 \uc8fd\uc77c \ubfd0\ub9cc\uc774 \uc544\ub2c8\ub2e4. \uadf8\uac83\uc740 \ub2f9\uc2e0\uc774 \uc544\ub294 \ubaa8\ub4e0 \uac70\ub798\uacfc\uc815\uc744 \ubcc0\ud654\uc2dc\ud0ac \uac83\uc774\ub2e4. \uac04\ub2e8\ud788 \ub9d0\ud558\uc790\uba74, \ube14\ub85d\uccb4\uc778\uc740 \uc5b4\uc74c\uad50\ud658\uc18c\uc758 \uc131\uaca9\uc744 \uac00\uc9c4 \uac83\uc774\uba74 \uadf8 \uc5b4\ub5a4 \uac83\uc774\ub4e0 \uadf8 \ud544\uc694\uc131\uc744 \uc81c\uac70\ud55c\ub2e4. \uc774\ub294 \ud601\uba85\uc774 \ub2e4\uac00\uc624\uace0 \uc788\uc74c\uc744, \uc6b0\ub9ac\uac00 \uc0ac\uc5c5\uc744 \ud558\ub294 \ubc29\uc2dd\uc5d0 \uac70\ub300\ud55c \uadfc\ubcf8\uc801\uc778 \ubcc0\ud654\uc758 \ud30c\ub3c4\uac00 \ubc00\ub824\uc624\uace0 \uc788\uc74c\uc744 \uc758\ubbf8\ud55c\ub2e4.<\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\">\n<p>\uc774\ub7f0 \uaddc\ubaa8\uc758 \ubcc0\ud654\ub294 \ubcf4\ud1b5 \uc218\uc2ed \ub144\uc5d0 \uac78\uccd0 \uc77c\uc5b4\ub09c\ub2e4. \uadf8\ub7f0\ub370 \uc601\uad6d\uc740 \uc720\ub7fd\uc5f0\ud569\uc744 \ub5a0\ub098\uaca0\ub2e4\ub294 \ud601\uba85\uc801\uc778 \ube0c\ub809\uc2dc\ud2b8 \uad6d\ubbfc\ud22c\ud45c\ub85c \uc138\uc0c1\uc744 \ub180\ub77c\uac8c \ud588\ub2e4. \uc544\ub9c8 \uc601\uad6d\uc740\ud589\uc5d0 \uc788\ub294 \uc0c8\ub85c\uc6b4 \uc885\ub958\uc758 \uacbd\uc81c\ud559\uc790\ub4e4\uc774 \ud601\uba85\uc801\uc778 \uc740\ud589\uc5c5 \ubc0f \uc2e0\uc6a9 \ubaa8\ub378\ub85c \uc6b0\ub9ac\ub97c \ub610 \ud55c \ubc88 \ub180\ub77c\uac8c \ud560\uc9c0\ub3c4 \ubaa8\ub978\ub2e4. \u2663<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>\uae00\uc4f4\uc774 \uc5d8\ub80c \ube0c\ub77c\uc6b4(Ellen Brown)\uc740\u00a0\uacf5\uacf5\uc740\ud589\uc5c5\uc5f0\uad6c\uc18c(Public Banking Institute)\uc758 \ucc3d\ub9bd\uc790\uc774\uba70 \uc5ec\ub7ec \uad8c\uc758 \ucc45\uacfc \uc218\ubc31 \ud3b8\uc758 \ub17c\ubb38\uc758 \uc800\uc790\uc774\ub2e4. \uadf8\ub140\ub294 \ub85c\uc2a4\uc564\uc824\ub808\uc2a4\uc5d0\uc11c \ubbfc\uc0ac\uc18c\uc1a1\uc744 \ub2f4\ub2f9\ud558\ub294 \ubcc0\ud638\uc0ac\ub85c\uc11c \uc5f0\uad6c \ub2a5\ub825\uc744 \ubc1c\uc804\uc2dc\ucf30\ub2e4. \uc800\uc11c \u300e\ubd80\ucc44\uc758 \uadf8\ubb3c\u300f(Web of Debt)\uc5d0\uc11c \uadf8\ub140\ub294 \uc790\uc2e0\uc758 \ub2a5\ub825\uc744 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4\uc640\u00a0\u2018\ud654\ud3d0 \ud2b8\ub7ec\uc2a4\ud2b8\u2019\ub97c \ubd84\uc11d\ud558\ub294 \ub370 \ubc1c\ud718\ud588\ub2e4.\u00a0\uc5d8\ub80c\uc740 \uc774 \uc0ac\uc801\uc778 \uce74\ub974\ud154\uc774 \uc5b4\ub5bb\uac8c \ub3c8\uc744 \ucc3d\uc870\ud558\ub294 \ud798\uc744 \ubbfc\uc911\uc73c\ub85c\ubd80\ud130 \ucc2c\ud0c8\ud588\ub294\uc9c0\ub97c, \uadf8\ub9ac\uace0 \uc6b0\ub9ac \ubbfc\uc911\uc774 \uc5b4\ub5bb\uac8c \uadf8\uac83\uc744 \ub418\ucc3e\uc744 \uc218 \uc788\ub294\uc9c0\ub97c \ubcf4\uc5ec\uc8fc\uc5c8\ub2e4.<\/p>\n<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-bottom-right\"><a href=\"http:\/\/commonstrans.net\/index.php?rest_route=%2Fwp%2Fv2%2Fposts%2F653&print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img src=\"http:\/\/commonstrans.net\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"http:\/\/commonstrans.net\/index.php?rest_route=%2Fwp%2Fv2%2Fposts%2F653&print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img src=\"http:\/\/commonstrans.net\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div><div class=\"speaker-mute footnotes_reference_container\"> <div class=\"footnote_container_prepare\"><p><span role=\"button\" tabindex=\"0\" class=\"footnote_reference_container_label pointer\" onclick=\"footnote_expand_collapse_reference_container_653_1();\">References<\/span><span role=\"button\" tabindex=\"0\" class=\"footnote_reference_container_collapse_button\" style=\"display: none;\" onclick=\"footnote_expand_collapse_reference_container_653_1();\">[<a id=\"footnote_reference_container_collapse_button_653_1\">+<\/a>]<\/span><\/p><\/div> <div id=\"footnote_references_container_653_1\" style=\"\"><table class=\"footnotes_table footnote-reference-container\"><caption class=\"accessibility\">References<\/caption> <tbody> \r\n\r\n<tr class=\"footnotes_plugin_reference_row\"> <th scope=\"row\" id=\"footnote_plugin_reference_653_1_1\" class=\"footnote_plugin_index pointer\" onclick=\"footnote_moveToAnchor_653_1('footnote_plugin_tooltip_653_1_1');\"><a role=\"button\" tabindex=\"0\" class=\"footnote_plugin_link\" ><span class=\"footnote_index_arrow\">&#8593;<\/span>1<\/a><\/th> <td class=\"footnote_plugin_text\">[\uc815\ub9ac\uc790]\uc601\uad6d\uc758 \uc911\uc559\uc740\ud589\uc778 \u2018Bank of England\u2019\ub294 \uc601\uad6d\uc740\ud589\uc774\ub77c\uace0\ub3c4 \ubd88\ub9ac\uace0 \uc601\ub780\uc740\ud589\uc774\ub77c\uace0\ub3c4 \ubd88\ub9b0\ub2e4.<\/td><\/tr>\r\n\r\n<tr class=\"footnotes_plugin_reference_row\"> <th scope=\"row\" id=\"footnote_plugin_reference_653_1_2\" class=\"footnote_plugin_index pointer\" onclick=\"footnote_moveToAnchor_653_1('footnote_plugin_tooltip_653_1_2');\"><a role=\"button\" tabindex=\"0\" class=\"footnote_plugin_link\" ><span class=\"footnote_index_arrow\">&#8593;<\/span>2<\/a><\/th> <td class=\"footnote_plugin_text\">[\uc815\ub9ac\uc790]\ud604\uc7ac \uc601\uad6d\uc740\ud589\uc5d0\ub294 \ub124 \uba85\uc758 \ubd80\ucd1d\uc7ac\u2015Sir Jon Cunliffe, Ben Broadbent, Andrew Bailey and Nemat Shafik\u2015\uac00 \uc788\ub2e4.<\/td><\/tr>\r\n\r\n<tr class=\"footnotes_plugin_reference_row\"> <th scope=\"row\" id=\"footnote_plugin_reference_653_1_3\" class=\"footnote_plugin_index pointer\" onclick=\"footnote_moveToAnchor_653_1('footnote_plugin_tooltip_653_1_3');\"><a role=\"button\" tabindex=\"0\" class=\"footnote_plugin_link\" ><span class=\"footnote_index_arrow\">&#8593;<\/span>3<\/a><\/th> <td class=\"footnote_plugin_text\">[\uc815\ub9ac\uc790] \u2018\ud074\ub77c\uc6b0\ub4dc\u2019\ub294 \u2018\ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305\u2019\uc744 \uac00\ub9ac\ud0a8\ub2e4.<\/td><\/tr>\r\n\r\n<tr class=\"footnotes_plugin_reference_row\"> <th scope=\"row\" id=\"footnote_plugin_reference_653_1_4\" class=\"footnote_plugin_index pointer\" onclick=\"footnote_moveToAnchor_653_1('footnote_plugin_tooltip_653_1_4');\"><a role=\"button\" tabindex=\"0\" class=\"footnote_plugin_link\" ><span class=\"footnote_index_arrow\">&#8593;<\/span>4<\/a><\/th> <td class=\"footnote_plugin_text\">[\uc815\ub9ac\uc790] \ub808\ubc84\ub9ac\uc9c0(Leverage)\ub780 \uae30\uc5c5\uc774 \uc790\ubcf8\uc758 \uc218\uc775\uc744 \uc62c\ub9ac\uace0\uc790 \ud560 \ub54c, \uc790\uae30\uc790\ubcf8\uc5d0 \ucc28\uc785\uc790\ubcf8\uc744 \uc774\uc6a9\ud558\uc5ec \uc790\uae30\uc9c0\ubd84\uc5d0 \ub300\ud55c \uc218\uc775\uc744 \uc99d\ub300\uc2dc\ud0a4\ub294 \uac83\uc744 \ub9d0\ud55c\ub2e4.&#8211;\ud55c\uae00 \uc704\ud0a4\ud53c\ub514\uc544<\/td><\/tr>\r\n\r\n <\/tbody> <\/table> <\/div><\/div><script type=\"text\/javascript\"> function footnote_expand_reference_container_653_1() { jQuery('#footnote_references_container_653_1').show(); jQuery('#footnote_reference_container_collapse_button_653_1').text('\u2212'); } function footnote_collapse_reference_container_653_1() { jQuery('#footnote_references_container_653_1').hide(); jQuery('#footnote_reference_container_collapse_button_653_1').text('+'); } function footnote_expand_collapse_reference_container_653_1() { if (jQuery('#footnote_references_container_653_1').is(':hidden')) { footnote_expand_reference_container_653_1(); } else { footnote_collapse_reference_container_653_1(); } } function footnote_moveToReference_653_1(p_str_TargetID) { footnote_expand_reference_container_653_1(); var l_obj_Target = jQuery('#' + p_str_TargetID); if (l_obj_Target.length) { jQuery( 'html, body' ).delay( 0 ); jQuery('html, body').animate({ scrollTop: l_obj_Target.offset().top - window.innerHeight * 0.2 }, 380); } } function footnote_moveToAnchor_653_1(p_str_TargetID) { footnote_expand_reference_container_653_1(); var l_obj_Target = jQuery('#' + p_str_TargetID); if (l_obj_Target.length) { jQuery( 'html, body' ).delay( 0 ); jQuery('html, body').animate({ scrollTop: l_obj_Target.offset().top - window.innerHeight * 0.2 }, 380); } }<\/script>","protected":false},"excerpt":{"rendered":"<p>\uc800\uc790\u00a0 :\u00a0 Ellen Brown \uc6d0\ubb38 :\u00a0\u201cCentral Bank Digital Currencies: A Revolution in Banking?\u201d (2016.9.21) \/ Creative Commons Attribution 3.0 License \uc815\ub9ac\uc790 : \uc815\ubc31\uc218 &nbsp; \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 \u2015 \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00? &nbsp; \uc601\uad6d\uc740\ud589, \uc911\uad6d\uc778\ubbfc\uc740\ud589, \uce90\ub098\ub2e4\uc740\ud589, \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(\ubbf8\uad6d)\ub97c \ud3ec\ud568\ud55c \uc5ec\ub7ec \uc911\uc559\uc740\ud589\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778\uc744 \uc704\ud574 \uac1c\ubc1c\ub41c \ube14\ub85d\uccb4\uc778 \ud14c\ud06c\ub180\ub85c\uc9c0\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc790\uc2e0\ub4e4\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654\ub97c \ubc1c\ud589\ud558\ub294 \uad6c\uc0c1\uc744 \ud558\uace0 \uc788\ub2e4. \uc774 \uc77c\uc5d0 \ud68c\uc758\uc801\uc778 \ub17c\ud3c9\uc790\ub4e4\uc740 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":656,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[40],"tags":[64,66,67,65],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 - \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00? - \ucee4\uba3c\uc988 \ubc88\uc5ed \ub124\ud2b8\uc6cc\ud06c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/commonstrans.net\/?p=653\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 - \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00? - \ucee4\uba3c\uc988 \ubc88\uc5ed \ub124\ud2b8\uc6cc\ud06c\" \/>\n<meta property=\"og:description\" content=\"\uc800\uc790\u00a0 :\u00a0 Ellen Brown \uc6d0\ubb38 :\u00a0\u201cCentral Bank Digital Currencies: A Revolution in Banking?\u201d (2016.9.21) \/ Creative Commons Attribution 3.0 License \uc815\ub9ac\uc790 : \uc815\ubc31\uc218 &nbsp; \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 \u2015 \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00? &nbsp; \uc601\uad6d\uc740\ud589, \uc911\uad6d\uc778\ubbfc\uc740\ud589, \uce90\ub098\ub2e4\uc740\ud589, \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(\ubbf8\uad6d)\ub97c \ud3ec\ud568\ud55c \uc5ec\ub7ec \uc911\uc559\uc740\ud589\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778\uc744 \uc704\ud574 \uac1c\ubc1c\ub41c \ube14\ub85d\uccb4\uc778 \ud14c\ud06c\ub180\ub85c\uc9c0\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc790\uc2e0\ub4e4\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654\ub97c \ubc1c\ud589\ud558\ub294 \uad6c\uc0c1\uc744 \ud558\uace0 \uc788\ub2e4. \uc774 \uc77c\uc5d0 \ud68c\uc758\uc801\uc778 \ub17c\ud3c9\uc790\ub4e4\uc740 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"http:\/\/commonstrans.net\/?p=653\" \/>\n<meta property=\"og:site_name\" content=\"\ucee4\uba3c\uc988 \ubc88\uc5ed \ub124\ud2b8\uc6cc\ud06c\" \/>\n<meta property=\"article:published_time\" content=\"2018-08-18T09:39:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-08-18T09:47:34+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/commonstrans.net\/wp-content\/uploads\/2018\/08\/135.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"597\" \/>\n\t<meta property=\"og:image:height\" content=\"597\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"commonstrans\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"http:\/\/commonstrans.net\/#website\",\"url\":\"http:\/\/commonstrans.net\/\",\"name\":\"\\ucee4\\uba3c\\uc988 \\ubc88\\uc5ed \\ub124\\ud2b8\\uc6cc\\ud06c\",\"description\":\"commonstrans\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\/\/commonstrans.net\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/commonstrans.net\/?p=653#primaryimage\",\"inLanguage\":\"ko-KR\",\"url\":\"http:\/\/commonstrans.net\/wp-content\/uploads\/2018\/08\/135.jpg\",\"contentUrl\":\"http:\/\/commonstrans.net\/wp-content\/uploads\/2018\/08\/135.jpg\",\"width\":597,\"height\":597},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/commonstrans.net\/?p=653#webpage\",\"url\":\"http:\/\/commonstrans.net\/?p=653\",\"name\":\"\\uc911\\uc559\\uc740\\ud589 \\ub514\\uc9c0\\ud138 \\ud1b5\\ud654 - \\uc740\\ud589\\uc5c5\\uc758 \\ud601\\uba85\\uc778\\uac00? - \\ucee4\\uba3c\\uc988 \\ubc88\\uc5ed \\ub124\\ud2b8\\uc6cc\\ud06c\",\"isPartOf\":{\"@id\":\"http:\/\/commonstrans.net\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\/\/commonstrans.net\/?p=653#primaryimage\"},\"datePublished\":\"2018-08-18T09:39:31+00:00\",\"dateModified\":\"2018-08-18T09:47:34+00:00\",\"author\":{\"@id\":\"http:\/\/commonstrans.net\/#\/schema\/person\/ad053acb93bed8dde880e55562579b24\"},\"breadcrumb\":{\"@id\":\"http:\/\/commonstrans.net\/?p=653#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\/\/commonstrans.net\/?p=653\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\/\/commonstrans.net\/?p=653#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"http:\/\/commonstrans.net\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\\uc911\\uc559\\uc740\\ud589 \\ub514\\uc9c0\\ud138 \\ud1b5\\ud654 &#8211; \\uc740\\ud589\\uc5c5\\uc758 \\ud601\\uba85\\uc778\\uac00?\"}]},{\"@type\":\"Person\",\"@id\":\"http:\/\/commonstrans.net\/#\/schema\/person\/ad053acb93bed8dde880e55562579b24\",\"name\":\"commonstrans\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/commonstrans.net\/#personlogo\",\"inLanguage\":\"ko-KR\",\"url\":\"http:\/\/1.gravatar.com\/avatar\/dc8b37851f8e04afef2629dcc8653db8?s=96&d=mm&r=g\",\"contentUrl\":\"http:\/\/1.gravatar.com\/avatar\/dc8b37851f8e04afef2629dcc8653db8?s=96&d=mm&r=g\",\"caption\":\"commonstrans\"},\"url\":\"http:\/\/commonstrans.net\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 - \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00? - \ucee4\uba3c\uc988 \ubc88\uc5ed \ub124\ud2b8\uc6cc\ud06c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/commonstrans.net\/?p=653","og_locale":"ko_KR","og_type":"article","og_title":"\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 - \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00? - \ucee4\uba3c\uc988 \ubc88\uc5ed \ub124\ud2b8\uc6cc\ud06c","og_description":"\uc800\uc790\u00a0 :\u00a0 Ellen Brown \uc6d0\ubb38 :\u00a0\u201cCentral Bank Digital Currencies: A Revolution in Banking?\u201d (2016.9.21) \/ Creative Commons Attribution 3.0 License \uc815\ub9ac\uc790 : \uc815\ubc31\uc218 &nbsp; \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 \u2015 \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00? &nbsp; \uc601\uad6d\uc740\ud589, \uc911\uad6d\uc778\ubbfc\uc740\ud589, \uce90\ub098\ub2e4\uc740\ud589, \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(\ubbf8\uad6d)\ub97c \ud3ec\ud568\ud55c \uc5ec\ub7ec \uc911\uc559\uc740\ud589\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778\uc744 \uc704\ud574 \uac1c\ubc1c\ub41c \ube14\ub85d\uccb4\uc778 \ud14c\ud06c\ub180\ub85c\uc9c0\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc790\uc2e0\ub4e4\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654\ub97c \ubc1c\ud589\ud558\ub294 \uad6c\uc0c1\uc744 \ud558\uace0 \uc788\ub2e4. \uc774 \uc77c\uc5d0 \ud68c\uc758\uc801\uc778 \ub17c\ud3c9\uc790\ub4e4\uc740 [&hellip;]","og_url":"http:\/\/commonstrans.net\/?p=653","og_site_name":"\ucee4\uba3c\uc988 \ubc88\uc5ed \ub124\ud2b8\uc6cc\ud06c","article_published_time":"2018-08-18T09:39:31+00:00","article_modified_time":"2018-08-18T09:47:34+00:00","og_image":[{"width":597,"height":597,"url":"http:\/\/commonstrans.net\/wp-content\/uploads\/2018\/08\/135.jpg","path":"\/commonstrans\/www\/wp-content\/uploads\/2018\/08\/135.jpg","size":"full","id":"656","alt":"","pixels":356409,"type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"commonstrans","Est. reading time":"1\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"http:\/\/commonstrans.net\/#website","url":"http:\/\/commonstrans.net\/","name":"\ucee4\uba3c\uc988 \ubc88\uc5ed \ub124\ud2b8\uc6cc\ud06c","description":"commonstrans","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/commonstrans.net\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"ko-KR"},{"@type":"ImageObject","@id":"http:\/\/commonstrans.net\/?p=653#primaryimage","inLanguage":"ko-KR","url":"http:\/\/commonstrans.net\/wp-content\/uploads\/2018\/08\/135.jpg","contentUrl":"http:\/\/commonstrans.net\/wp-content\/uploads\/2018\/08\/135.jpg","width":597,"height":597},{"@type":"WebPage","@id":"http:\/\/commonstrans.net\/?p=653#webpage","url":"http:\/\/commonstrans.net\/?p=653","name":"\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 - \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00? - \ucee4\uba3c\uc988 \ubc88\uc5ed \ub124\ud2b8\uc6cc\ud06c","isPartOf":{"@id":"http:\/\/commonstrans.net\/#website"},"primaryImageOfPage":{"@id":"http:\/\/commonstrans.net\/?p=653#primaryimage"},"datePublished":"2018-08-18T09:39:31+00:00","dateModified":"2018-08-18T09:47:34+00:00","author":{"@id":"http:\/\/commonstrans.net\/#\/schema\/person\/ad053acb93bed8dde880e55562579b24"},"breadcrumb":{"@id":"http:\/\/commonstrans.net\/?p=653#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["http:\/\/commonstrans.net\/?p=653"]}]},{"@type":"BreadcrumbList","@id":"http:\/\/commonstrans.net\/?p=653#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"http:\/\/commonstrans.net\/"},{"@type":"ListItem","position":2,"name":"\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654 &#8211; \uc740\ud589\uc5c5\uc758 \ud601\uba85\uc778\uac00?"}]},{"@type":"Person","@id":"http:\/\/commonstrans.net\/#\/schema\/person\/ad053acb93bed8dde880e55562579b24","name":"commonstrans","image":{"@type":"ImageObject","@id":"http:\/\/commonstrans.net\/#personlogo","inLanguage":"ko-KR","url":"http:\/\/1.gravatar.com\/avatar\/dc8b37851f8e04afef2629dcc8653db8?s=96&d=mm&r=g","contentUrl":"http:\/\/1.gravatar.com\/avatar\/dc8b37851f8e04afef2629dcc8653db8?s=96&d=mm&r=g","caption":"commonstrans"},"url":"http:\/\/commonstrans.net\/?author=1"}]}},"_links":{"self":[{"href":"http:\/\/commonstrans.net\/index.php?rest_route=\/wp\/v2\/posts\/653"}],"collection":[{"href":"http:\/\/commonstrans.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/commonstrans.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/commonstrans.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/commonstrans.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=653"}],"version-history":[{"count":6,"href":"http:\/\/commonstrans.net\/index.php?rest_route=\/wp\/v2\/posts\/653\/revisions"}],"predecessor-version":[{"id":661,"href":"http:\/\/commonstrans.net\/index.php?rest_route=\/wp\/v2\/posts\/653\/revisions\/661"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/commonstrans.net\/index.php?rest_route=\/wp\/v2\/media\/656"}],"wp:attachment":[{"href":"http:\/\/commonstrans.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=653"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/commonstrans.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=653"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/commonstrans.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=653"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}